Is Your Vehicle Ready for Winter Weather?

Winter is here with cold temperatures, fog, snow and ice. Now is the time to prepare your vehicle for hazardous conditions and treacherous driving. Try these 6 tips to be ready: 1. Ensure fluids are at the proper levels Check your antifreeze levels and ensure it’s rated for the temperatures in your area of the…

Read More

Get There Safely: Winter Driving Hazards

Motorists navigate a city street in white out conditions.

In the United States, motor vehicle crashes are a leading cause of death for people ages one to 54. In 2022 alone, about 42,795 people died in motor vehicle traffic crashes, according to the National Highway Traffic Safety Administration (NHTSA). Driving during the holidays or over a holiday weekend increases your odds of being in an…

Read More

Local Freight Trucking Has Specific Insurance Needs

The nation’s local freight trucking industry topped $99.5 billion in revenue in 2022, according to a November 2023 report from IBISWorld. Even with 10% average market growth each year from 2017 to 2022, plenty of upside potential still exists. Consumers are demanding fast delivery and the barriers to market entry are relatively low for small-scale owner-operators.…

Read More

Make Safe Driving Your Business

Vehicle-related crashes are the leading cause of work-related deaths. In addition to the potential for loss of life, work-related automobile accidents expose businesses to liability risks, legal expenses, lost time, decreased productivity, and increased insurance and workers’ compensation rates. Whether your business leases a single passenger car or owns an entire fleet of commercial vehicles,…

Read More

Covered on Campus – Protecting Your College Student!

It’s the time of year when we start sending our children off to college, and there are seemingly hundreds of details to be attended to, from class schedules to roommates to new computers to be purchased. Add in the emotion of the moment (especially if it’s the first time) and it can all be a…

Read More

A Business Auto Policy is vital!

Regardless of the type of business you have, you probably use one or more vehicles to get around. Depending on how your organization operates, this can include vehicles that are owned or leased by the business, hired out for limited use or owned by employees but used for business purposes. This last category, the employee-owned…

Read More

2023 Commercial Auto Insurance Market Outlook

The commercial auto insurance market has faced substantial underwriting losses and diminished profitability for more than a decade. While the segment continues to face difficult market conditions, rate increases largely remained in the single digits in 2022, demonstrating signs of stagnation compared to double-digital rate jumps that took place in prior years. Nevertheless, several cost-driving…

Read More

Help…I need a certificate now!

Now, more than ever, businesses need access to their insurance information 24/7. It’s happened to every business … you’re working after hours, and you really need a certificate of insurance to wrap up the paperwork and bring in a new client. But your insurance broker is closed. Or an employee needs a new Auto ID…

Read More

A Solution for Job-Site Distractions!

You probably don’t need statistics to tell you that distracted driving is a huge problem. Take a glance at other drivers and you’ll almost always find someone looking down at his or her phone instead of watching the road. For many, “distracted driving” translates to “teens texting.” And while it is a huge problem with…

Read More

Safety Tips for Extreme Driving Conditions

The weather can be unpredictable and can create extremely hazardous conditions on the road. These extreme conditions make driving dangerous and require special safety precautions. Your safety is important, so whether you drive on company time or personal time, observe these safety tips when driving turns difficult. Rain, Thunderstorms and Tornadoes Turn your headlights, wipers…

Read More