Personal Lines Success Story

When a Consolidated client purchased a second residence on the waterfront of Maryland’s Eastern Shore, asking the right questions uncovered risks they had not considered. We did a complete risk assessment, discovering that the home sale involved new ownership of a boat as well, and designed a watercraft policy to address this risk. We also…

Read More

Commercial Lines Success Story

This story is one we hear over and over … a company was on the receiving end of a drastic premium hike from their current carrier due to a high frequency and severity of auto losses. Their agent was unable to offer much help. We determined that the majority of the claims were the result…

Read More

Benefits Success Story

A lot of nice stories begin on Christmas Eve, but this one is a little different. On December 24th our client awoke in excruciating pain. While he was able to reach his physician and obtain a referral for an MRI, the MRI facility could not get authorization from his insurer because they were closed for…

Read More

Insurance Success Story

A prospect had been taking increases for years. After an assessment, it was clear that their claims activity was making them less attractive to the marketplace. Instead of going through an exercise in futility and continuing to present this same story to the insurance carriers, we authored a plot twist by first implementing a risk…

Read More

Claims Management Success Story

A prospect was experiencing a high number of claims in addition to a couple of severe losses occurring in a short period of time. After assessing their situation, we identified the root cause of their problem as an inefficient claims management process. This led to them paying inflated premiums for their insurance which were well…

Read More

Renewal Success Story

A prospect was facing a non-renewal from their carrier due to claim activity. The options that were presented to them from their agent were at least $30,000 higher than the expiring premium. After assessing the situation, we recognized the insured had a relationship with their current carrier lasting well over 10 years. This story ends…

Read More

Cost Management Success Story

A prospect engaged with us due to their extremely high worker’s compensation insurance rates. They worked in an industry where there was not a clear classification for their operations. We took the time to listen to the client and understand their operations. After conducting significant market research, we were able to make a strong case…

Read More

Risk Management Success Story

A prospect approached us because they were tired of being a victim of the insurance marketplace and having little to no control over the renewal process. After performing a risk management and reputation assessment for this client, we presented them with a plan which immediately made them more attractive to the insurance market place by…

Read More