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We pride ourselves in having a high level of insurance acumen and have a passion to share our experience with clients. Here you can find informative articles on insurance, safety, and risk for you, your family, or your business. Each article includes a link for you to share with anyone who may benefit.

Education Blog

Check out our Education Blog for articles on insurance, safety and risk for you, your family or your business.

Preventive Maintenance

June 14, 2017

One of the challenges for any growing business is bringing structure to various processes, and if your business operations involve multiple vehicles, it might be time to consider a formalized preventive maintenance program. Regular maintenance can prevent expensive breakdowns and improve driver and passenger safety, and while there are costs associated with establishing a maintenance…

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ACA to AHCA – Changes and Uncertainty

June 7, 2017

The future of the Affordable Care Act (ACA) remains uncertain, as Congress has taken steps towards its repeal and replacement. While much remains unknown, there are some definitive changes for 2017 that employers should note. An effort to replace the ACA with the American Health Care Act (AHCA) passed the House of Representatives and is…

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Considering a New Car?

May 31, 2017

Beyond the sale price, insurance is one of the most important financial questions to consider before buying a new car. Most states require individuals to purchase insurance coverage to drive legally. Auto insurance can be divided into two basic coverage areas: liability and property damage. When shopping for auto insurance, premium quotations are a useful…

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Zenjuries: Your Workers’ Compensation Solution

May 24, 2017

We’re always on the lookout for resources that help our clients better manage any kind of risk, because being in control of your risk profile helps you to tell a better story to insurers. Many businesses would agree that the world of workers’ compensation insurance is among their biggest headaches. The paperwork, regulatory requirements and…

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Cyber-Liability: Taking a Byte Out of Your Exposure

May 19, 2017

If the recent WannaCry ransomware epidemic didn’t get your attention, it should have. In case you missed it somehow, this malware outbreak affected more than 200,000 users in over 150 countries. Hospitals were unable to access patient records, some businesses remained closed in order to avoid exposure … and some early estimates put the total…

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Auto Premiums at a Premium

May 10, 2017

If you’ve noticed a hike in your premiums for auto insurance, you’re not alone. Industry rates for both commercial and personal policies have been on the upswing since April of 2016, when a hefty 6 percent jump accounted for the largest increase in more than a decade. The trends that are driving higher rates show…

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Legislative Update – April

May 4, 2017

Here’s what happened on the legislative front in Washington, DC in April, and how it affects your business: Market Stabilization Final Rule Issued: On April 14, the Department of Health and Human Services (HHS) issued a market stabilization final rule under the Affordable Care Act, containing new reforms aimed at lowering premiums, stabilizing the individual…

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HR Hotline: Real People, Real Answers

April 26, 2017

In a recent post we discussed MyWave Connect, our online portal for convenient access to resources on safety, compliance and much more (read about MyWave Connect here). While MyWave Connect is a vast and searchable resource, sometimes you need a little personal guidance, especially when it comes to matters of Human Resources. Chances are that…

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Managing Your Brand

April 12, 2017

When we speak about Brand Management, we hit on one of the most important aspects of insurance. What is your company’s brand as seen by the insurance industry? If your renewal process goes like this, then I would hazard to say you have brand damage: Step 1 – You meet with your current broker to…

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Health Care Costs: 8 Questions to Ask Your Doctor

April 5, 2017

Note: the questions below are offered as general guidance by Consolidated Insurance, and are not intended to replace qualified medical opinions from a doctor or other medical professional. However you may feel about the current state of health care and whether the ACA should or should not be modified or replaced, it’s a virtual certainty…

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