What’s Your Story?
Every business and every person has a story with a past, present, and future. These stories are what get us out of bed every morning and make us great at what we do.
Click on the images to learn more.
As an executive of your organization, you face many obstacles. One of the most challenging parts of your job is managing the risks you know are lurking around each and every corner. An even greater challenge is identifying emerging risks which you did not know existed in the first place.
At Consolidated, we take the time to understand where you have come from and where you are going. After embracing your story, our process is designed to put you in control of the existing and emerging risks attempting to prevent your business from reaching its objectives.
Your story is your life. There are no two lives in this world quite the same. Each has its own individual story. While some in the insurance industry would like you to believe there is a one size fits all product made for you and everyone else, we are here to tell you they are wrong.
At Consolidated, we believe you have your own story with your own risks. The only way to reach your happily ever after while navigating the plot twists of life is to craft protection that is specific to you and no one else.
Health insurance is considered one of the top 3 concerns of business owners and employees. The days of reviewing a spreadsheet full of quote options and picking one have come and gone.
Consolidated’s process has flipped the script for benefits. By understanding the cost drivers, staying current with compliance, and having creative strategies to deliver a proactive approach, we are changing the story for our clients and their employees.
Surety and bonding is the lifeblood of a contractor’s business.
Consolidated’s Surety Performance System is a proactive model created to provide structure around the elements needed to communicate your story to the bonding markets, maximize your work potential, and improve your business.
In July of 2017, U.S. Citizenship and Immigration Services (USCIS) issued an updated version of Form I-9: Employment Eligibility Verification (Form I-9). Under federal law, every employer that recruits, refers for a fee or hires an individual for employment in the United States must complete a Form I-9. While there has been a grace period…
The Internal Revenue Service has released draft versions of 2018 forms for Affordable Care Act (ACA) reporting under IRS Code Sections 6055 and 6056. Specifically, Forms 1094-C and 1095-C are now available in draft versions for reporting under Section 6055 and 6066, as are Forms 1094-B and 1095-B for reporting under Section 6066. Here’s what…
Maryland drivers should be aware of a law that took effect for personal auto policies purchased on or after July 1, 2018. In order to expand protection for drivers who are injured by uninsured or underinsured motorists, insurers issuing new policies are now required to offer enhanced underinsured motorist (EUIM) coverage to replace traditional underinsured…
The Difference is Telling
We are not the only ones who love a good story. Insurance carriers and underwriters love them too. They want to know who you are and where you are going – and they will offer the best products and services at the most competitive rates to those who capture their attention.
"Working with Consolidated has been a pleasure over the past 5 years. The staff exemplifies professionalism and knowledge in the insurance products they offer. This ranges from receptionist, the producers, and account executives, up to senior management levels."
“I've worked with Consolidated for the last 25 years partnering with both Commercial and Personal Lines Departments. From every level of their organization, their standards of professionalism and customer service are truly second to none!"
“Consolidated is one of the finest independent agents in the country. The combination of experience, talent and commitment at Consolidated is powerful and enables the agency to deliver exceptional value for its customers."
"I have had the pleasure of working with Consolidated since they were appointed with my company in 2011. The agency maintains a high standard of professionalism and clearly values the relationships with their insurance partners.
Our Process: A Story Well Told
At Consolidated, we work with you to build a story that underwriters can’t resist. By identifying the existing and emerging risks that can derail you from reaching your objectives, we make sure you are always ready for the next chapter.