• What’s Your Story?

    Every business and every person has a story with a past, present, and future. These stories are what get us out of bed every morning and make us great at what we do.

    Click on the images to learn more.

  • Commercial

    As an executive of your organization, you face many obstacles. One of the most challenging parts of your job is managing the risks you know are lurking around each and every corner. An even greater challenge is identifying emerging risks which you did not know existed in the first place.

    At Consolidated, we take the time to understand where you have come from and where you are going. After embracing your story, our process is designed to put you in control of the existing and emerging risks attempting to prevent your business from reaching its objectives.

  • Personal

    Your story is your life. There are no two lives in this world quite the same. Each has its own individual story. While some in the insurance industry would like you to believe there is a one size fits all product made for you and everyone else, we are here to tell you they are wrong.

    At Consolidated, we believe you have your own story with your own risks. The only way to reach your happily ever after while navigating the plot twists of life is to craft protection that is specific to you and no one else.

  • Benefits

    Health insurance is considered one of the top 3 concerns of business owners and employees. The days of reviewing a spreadsheet full of quote options and picking one have come and gone.

    Consolidated’s process has flipped the script for benefits. By understanding the cost drivers, staying current with compliance, and having creative strategies to deliver a proactive approach, we are changing the story for our clients and their employees.

  • Education

    We pride ourselves with being considered industry experts and have a passion to share our knowledge with our clients. Here you can find informative articles on insurance, safety and risk for you, your family or your business. Each article includes a link for you to share with anyone who may benefit.

Latest Storylines

Go Canada: Does Your Insurance Cover You North of the Border?

September 20, 2017

If you’re planning to travel to Canada by car, you might wonder whether your standard auto policy will apply there. And if you’ve looked around on the internet for the answer, you might be even more confused by the outdated and contradictory information. Here are some answers. For the most part, a reciprocal arrangement between…

Pardon the Interruption

September 13, 2017

Just about every business owner has taken steps to protect themselves against losses like fire or water damage. But what if one of those happened to a key supplier or partner? Could your business – and its reputation – withstand a suspension of operations? That’s why there’s Business Interruption Coverage.  Please view the attached video for some…

Still the Law of the Land: ACA Penalties Remain In Effect

September 6, 2017

On January 20, 2017, President Trump signed an executive order intended to “minimize the unwarranted economic and regulatory burdens” of the ACA until the law can be repealed, and eventually replaced. This action led many business owners to wonder whether the penalties imposed by the ACA are still in effect given the language of the…

The Difference is Telling

We are not the only ones who love a good story. Insurance carriers and underwriters love them too. They want to know who you are and where you are going – and they will offer the best products and services at the most competitive rates to those who capture their attention.

"Working with Consolidated has been a pleasure over the past 5 years. The staff exemplifies professionalism and knowledge in the insurance products they offer. This ranges from receptionist, the producers, and account executives, up to senior management levels."

- Laura Risser, CIC, AAI, AU, AINS, CRIS, Territory Manager - Penn National Insurance

“I've worked with Consolidated for the last 25 years partnering with both Commercial and Personal Lines Departments. From every level of their organization, their standards of professionalism and customer service are truly second to none!"

- Jim Winterling - ICS Travel

“Consolidated is one of the finest independent agents in the country. The combination of experience, talent and commitment at Consolidated is powerful and enables the agency to deliver exceptional value for its customers."

- Tim Shields, CPCU, ARM, Regional Vice President - The Hanover Insurance Group

"I have had the pleasure of working with Consolidated since they were appointed with my company in 2011. The agency maintains a high standard of professionalism and clearly values the relationships with their insurance partners.

- Kyle Groff, Supervising Production Underwriter - Donegal Insurance Group

Our Process: A Story Well Told

At Consolidated, we work with you to build a story that underwriters can’t resist. By identifying the existing and emerging risks that can derail you from reaching your objectives, we make sure you are always ready for the next chapter.