What’s Your Story?
Every business and every person has a story with a past, present, and future. These stories are what get us out of bed every morning and make us great at what we do. Check out our video to see how we make YOU a Story Well Told®.
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Commercial
As an executive of your organization, you face many obstacles. One of the most challenging parts of your job is managing the risks you know are lurking around each and every corner. An even greater challenge is identifying emerging risks which you did not know existed in the first place.
At Consolidated, we take the time to understand where you have come from and where you are going. After embracing your story, our process is designed to put you in control of the existing and emerging risks attempting to prevent your business from reaching its objectives.
Personal
Your story is your life. There are no two lives in this world quite the same. Each has its own individual story. While some in the insurance industry would like you to believe there is a one size fits all product made for you and everyone else, we are here to tell you they are wrong.
At Consolidated, we believe you have your own story with your own risks. The only way to reach your happily ever after while navigating the plot twists of life is to craft protection that is specific to you and no one else.
Benefits
Health insurance is considered one of the top 3 concerns of business owners and employees. The days of reviewing a spreadsheet full of quote options and picking one have come and gone.
Consolidated’s process has flipped the script for benefits. By understanding the cost drivers, staying current with compliance, and having creative strategies to deliver a proactive approach, we are changing the story for our clients and their employees.
Surety
Surety and bonding is the lifeblood of a contractor’s business.
Consolidated’s Surety Performance System is a proactive model created to provide structure around the elements needed to communicate your story to the bonding markets, maximize your work potential, and improve your business.
Latest Storylines
Are Your Employees Satisfied With Their Benefits?
A recent study from Metlife found that an increasing number of employees feel they are not receiving the benefits they need from employers. Employee satisfaction with benefit offerings has fallen to 61% in 2023 from 64% in 2022, reaching its lowest point in the past decade of the study’s history. One significant reason for this…
Contractors – do you know how to insure your project?
Not long ago, owners, general contractors, subcontractors, architects and engineers on large construction projects all had separate general liability insurance. On-site contractors also secured their own workers’ compensation insurance. According to the International Risk Management Institute, all these insurance coverages added about 6% to the total project cost. Often, project participants were confused about who…
5 Home Winterization Tips for Snowbirds
Headed someplace warm for the winter, or for part of it? Make sure your home is protected from damage … see the tips in this infographic (click here to view full size):
The Difference is Telling
We are not the only ones who love a good story. Insurance carriers and underwriters love them too. They want to know who you are and where you are going – and they will offer the best products and services at the most competitive rates to those who capture their attention.
Over the past 10 years I have had the pleasure of working with Consolidated Insurance + Risk Management. Their level of professionalism , customer service and industry knowledge places them as an independent agency leader in the insurance industry. We truly value our partnership with them.
Throughout my years working with Consolidated Insurance + Risk Management as the Agency Management Specialist for Selective Insurance, I’ve been impressed with their high level of professionalism and knowledge of the industries they serve. We share a commitment to addressing each customer's unique needs through customized risk management solutions and a dedication to providing the finest insurance experience.
I have been in the commercial insurance industry for over 20 years. I have had the pleasure of working alongside the staff and leadership at Consolidated for the past three years where everyone in the agency provides industry leading professional services and prove day in and day out to be resource experts in the products they offer.
Our Process:
At Consolidated, we work with you to build a story that underwriters can’t resist. By identifying the existing and emerging risks that can derail you from reaching your objectives, we make sure you are always ready for the next chapter.