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What's Your Story
  • What’s Your Story?

    Every business and every person has a story with a past, present, and future. These stories are what get us out of bed every morning and make us great at what we do. Check out our video to see how we make YOU a Story Well Told®.

    Click on the images to learn more.

  • Commercial

    As an executive of your organization, you face many obstacles. One of the most challenging parts of your job is managing the risks you know are lurking around each and every corner. An even greater challenge is identifying emerging risks which you did not know existed in the first place.

    At Consolidated, we take the time to understand where you have come from and where you are going. After embracing your story, our process is designed to put you in control of the existing and emerging risks attempting to prevent your business from reaching its objectives.

  • Personal

    Your story is your life. There are no two lives in this world quite the same. Each has its own individual story. While some in the insurance industry would like you to believe there is a one size fits all product made for you and everyone else, we are here to tell you they are wrong.

    At Consolidated, we believe you have your own story with your own risks. The only way to reach your happily ever after while navigating the plot twists of life is to craft protection that is specific to you and no one else.

  • Benefits

    Health insurance is considered one of the top 3 concerns of business owners and employees. The days of reviewing a spreadsheet full of quote options and picking one have come and gone.

    Consolidated’s process has flipped the script for benefits. By understanding the cost drivers, staying current with compliance, and having creative strategies to deliver a proactive approach, we are changing the story for our clients and their employees.

  • Surety

    Surety and bonding is the lifeblood of a contractor’s business.

    Consolidated’s Surety Performance System is a proactive model created to provide structure around the elements needed to communicate your story to the bonding markets, maximize your work potential, and improve your business.

Latest Storylines

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Be Smart about securing your Smart Home!

Smart devices for your home offer a wide range of conveniences, but every one also offers a new opportunity for hackers to gain access to your home network. This 90-second video offers six great tips to help keep your home secure.

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Managing Employee Stress in Difficult Times

Managing Employee Stress in Difficult Times

It’s been a year like no other for all of us, and your team of employees has no doubt been feeling the stress. Besides working remotely, maybe for the first time ever, many are simultaneously trying to handle a full-time job and supervise online learning for their children, or caring for preschoolers or older relatives….

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How to Save Money on Home Insurance

How to Save Money on Home Insurance

While it may seem like a viable option to lower your property insurance coverage to save some money, this may end up costing you big in the long run. If your policy limits are too low, the cost to fix your home may exceed your limits. Limits on your homeowner’s insurance are established to protect…

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The Difference is Telling

We are not the only ones who love a good story. Insurance carriers and underwriters love them too. They want to know who you are and where you are going – and they will offer the best products and services at the most competitive rates to those who capture their attention.

Over the past 10 years I have had the pleasure of working with Consolidated Insurance + Risk Management.  Their level of professionalism , customer service and industry knowledge places them as an independent agency leader in the insurance industry.  We truly value our partnership with them.

- Marie Wyatt, Territory Manager, Penn National Insurance

Throughout my years working with Consolidated Insurance + Risk Management as the Agency Management Specialist for Selective Insurance, I’ve been impressed with their high level of professionalism and knowledge of the industries they serve. We share a commitment to addressing each customer's unique needs through customized risk management solutions and a dedication to providing the finest insurance experience.

- Craig S. Willie, CPCU, AU, Executive Agency Management Specialist, Selective Insurance

I have been in the commercial insurance industry for over 20 years.  I have had the pleasure of working alongside the staff and leadership at Consolidated for the past three years where everyone in the agency provides industry leading professional services and prove day in and day out to be resource experts in the products they offer.

- Michael Kirk, Senior Business Development Specialist, FCCI Insurance Group

Our Process:

At Consolidated, we work with you to build a story that underwriters can’t resist. By identifying the existing and emerging risks that can derail you from reaching your objectives, we make sure you are always ready for the next chapter.