Aruba, Jamaica … or Stuck in Newark? The Case for Travel Insurance

There’s no doubt that the Age of the Internet has changed the way we travel, from the way we book airfare and hotels to options that didn’t exist a few short years ago like Airbnb and other home-sharing services. The one thing that hasn’t changed about vacationing, though, is that things can and do go…

Read More

Is Your Prescription Drug Coverage Creditable?

Employers providing prescription drug coverage to individuals who are eligible for Medicare Part D must inform both the individuals and the Centers for Medicare and Medicaid Services (CMS) whether their prescription drug coverage is “creditable.” Let’s take a look at what that means: The prescription drug coverage in a group health plan is considered creditable…

Read More