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- Immediately following an accident, make sure that no one is injured, either a passenger in your car, in other vehicles, and don’t forget about pedestrian or others who may have been nearby.
- Move to a place of safety, away from traffic.
- Do not admit fault, no matter the accident circumstances, and do not discuss the accident with anyone other than your insurance company and the police.
- If there are not police on the scene, call them to file a report, even if the accident takes place in a parking lot or seems minor.
- Get instructions from the police on how to obtain a copy of the accident report.
- Record the accident details, including place, time of day, and description of damages to your vehicle, other vehicles, and other property. (TIP: use your smart phone camera to take pictures of damage)
- Get the following information from the other driver(s) and anyone else involved: Name; Address; Phone Number; Driver’s License #(for drivers involved); License Plate State/Number. (TIP: Use your smart phone camera to take pictures of license plates, drivers’ licenses and the accident scene from multiple perspectives)
- Contact your insurance company as soon as possible with the information above.
- If you need any help or guidance, please contact us.
For more information about Personal Automobile Insurance, call or contact Consolidated today.