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Weather or Not – What’s Covered by Your Homeowners’ Policy?

The winter months usually bring more severe weather and much lower temperatures, and that often means an increase in weather-related damages to homes as well. What’s covered by a typical homeowners’ policy, and what isn’t? Frozen Pipes: Water expands when it freezes, and that’s bad news for copper pipes especially. Pipes exposed to low temperatures…

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The Scene of the Crime: Does Your Business Need Crime Insurance?

“That couldn’t happen to us.” That mindset can cost businesses a lot of money and heartache because bad things do happen, including crimes against your business committed by your own employees. Every day, trusted employees pilfer or embezzle from their employers, and the costs are staggering: a 2017 study estimated an annual price tag of…

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Cadillac Tax Repealed and Other ACA Changes

A new spending bill signed into law on December 20, 2019 puts an official end to the so-called “Cadillac Tax,” one of the more controversial provisions of the Affordable Care Act. That same bill brings other changes as well … read on to learn how they affect your business. The Cadillac Tax, a 40 percent…

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