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Are You Prepared for a Hurricane?

The Atlantic hurricane season lasts from June to November, with the peak season from mid-August to late October.

Even though we have no imminent warnings or watches yet, there are some basic things you can to do to prepare:

  • Build an emergency kit and make a family communications plan. Contact Consolidated Insurance + Risk Management if you would like us to provide you with an emergency kit checklist or sample family communications plan.
  • Learn the elevation level of your property and whether the land is flood-prone. This will help you know how your property will be affected when a storm surge or tidal flooding are forecasted.
  • Identify levees and dams in your area and determine whether they pose a hazard to you.
  • Learn community hurricane evacuation routes and how to find higher ground. Determine where you would go and how you would get there if you needed to evacuate.
  • Make plans to secure your property.
  • Have a plan and the proper materials on hand to cover all of your home’s windows. Permanent storm shutters offer the best protection for windows. A second option is to board up windows with 5/8” marine plywood, cut to fit and ready to install. Tape does not prevent windows from breaking.
  • Be sure trees and shrubs around your home are well trimmed so they are more wind resistant.
  • Clear loose and clogged rain gutters and downspouts.
  • Reinforce your garage doors. If wind enters a garage, it can cause dangerous and expensive structural damage.
  • Be prepared to bring in all outdoor furniture, decorations, garbage cans and anything else that is not tied down.
  • Determine how and where to secure your boat.
  • Install a generator for emergencies.
  • If in a high-rise building, be prepared to take shelter on or below the 10th floor.
  • Consider building a safe room.

Hurricanes cause heavy rains that can cause extensive flood damage in coastal and inland areas. Everyone is at risk and should consider flood insurance protection. Flood insurance is the only way to financially protect your property or business from flood damage. To learn more about your flooding risk and how to protect yourself and your business, contact Consolidated Insurance + Risk Management.