Education Blog | Consolidated

No Contact Certificates at Your Fingertips

Now, more than ever, businesses need access to their insurance information 24/7. It’s happened to every business … you’re working after hours, and you really need a certificate of insurance to wrap up the paperwork and bring in a new client. But your insurance broker is closed. Or an employee needs a new Auto ID…

Are You Prepared for a Hurricane?

The Atlantic hurricane season lasts from June to November, with the peak season from mid-August to late October. Even though we have no imminent warnings or watches yet, there are some basic things you can to do to prepare: Build an emergency kit and make a family communications plan. Contact Consolidated Insurance + Risk Management…

PPP Update: What’s New in the Latest Version

If you’re having trouble keeping up with the multiple updates to the Coronavirus Aid, Relief and Financial Security (CARES) Act, and the accompanying Paycheck Protection Program (PPP), you’re not alone. This past Friday, June 5, Congress passed the Paycheck Protection Program Flexibility Act of 2020, designed to give borrowers more flexibility in how PPP funds…

Civil Unrest and Your Business

As civil unrest has unfolded across the country with some protests turning to violence and destruction, business owners have good reason for concern, especially as many are just beginning to recover from the economic effects of the coronavirus pandemic. There are steps you can take to protect your business in these unpredictable situations. Here are…

Return to Work Plans Following the COVID-19 Pandemic

The coronavirus (COVID-19) pandemic has interrupted many businesses across the country. While it’s unclear how long COVID-19 will continue to affect organizations, many employers are looking to the future of employees returning to work. In preparation for reopening your business and asking employees to come back to work, it’s imperative that your company thoughtfully constructs…

The CARES Act and Your HSA/FSA

Among the many provisions in the Coronavirus Aid, Relief and Economic Security (CARES) Act are several changes affecting the use of Health Savings Accounts (HSAs) and Dependent Care Flexible Spending Accounts (FSAs). In keeping with the intent of the Act, all are designed to provide relief to those who are financially affected by the pandemic.…

HR Hotline: Real People, Real Answers

In a recent post we discussed MyWave Connect, our online portal for convenient access to resources on safety, compliance and much more (read about MyWave Connect here). While MyWave Connect is a vast and searchable resource, sometimes you need a little personal guidance, especially when it comes to matters of Human Resources, especially regarding policies…

REAL ID for Maryland – UPDATE

Yes, the U.S. Department of Homeland Security has extended the national deadline for REAL ID compliance to October 1, 2021. That means all Marylanders who are not yet REAL ID compliant should check the REAL ID Lookup Tool for the next steps to take. If you or your family members need to renew a Maryland driver’s license,…

COVID-19 Benefits Scenarios

The COVID-19 pandemic has brought with it a whole new series of questions and scenarios relating to benefits. The existing Family and Medical Leave Act (FMLA) still applies, and now the Families First Coronavirus Response Act brings two new components: Emergency Family and Medical Leave Expansion and Emergency Paid Sick Leave. Understandably, the question of…

MyWave Connect – What’s That?

At Consolidated Insurance, our belief has always been that we best serve our clients as not just a broker, but as a partner in helping their businesses better manage their risk. To that end, we’re proud to re-introduce MyWave Connect, a time-saving online resource that puts clients in control of customized compliance information and much…