Education Blog
Getting ready to deck out your home for the holidays? Learn about 10 common decorating hazards and how to avoid them. 1. Christmas tree fires: Set up your Christmas tree far from any heat sources, such as fireplaces, radiators or light fixtures. Make sure all lights are approved for tree use, and turn them…
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The changing seasons are an excellent time for property inspection and cleanup. You might have missed maintenance issues over the summer. Or maybe the heat and rain brought new issues to the surface. Add these tasks to your maintenance rundown to prevent injuries and damage. Repair outdoor walking surfaces Start your examination in the…
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Employees want to work for companies that represent their values. Research from the management company Qualtrics found that 56% of employees would turn down a job from a company with conflicting values. An increasingly popular way to demonstrate values is by providing employees with paid time off to support causes that are important to…
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The moment an injury occurs, it initiates a sequence of events that can last for weeks or even months. But no matter how prolonged the recovery period, the first 24 hours after an injury are the most crucial. To respond effectively to an incident, the majority of the action items should occur within 24 hours.…
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Quick response (QR) codes are a popular marketing, sales, payment and customer service tool for several businesses. However, as the presence of QR codes has become more prevalent, malicious actors have found ways to use them in phishing attacks and to spread malware. These vulnerabilities can lead to significant financial and reputational damage, and it…
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Vehicle-related crashes are the leading cause of work-related deaths. In addition to the potential for loss of life, work-related automobile accidents expose businesses to liability risks, legal expenses, lost time, decreased productivity, and increased insurance and workers’ compensation rates. Whether your business leases a single passenger car or owns an entire fleet of commercial vehicles,…
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Whether you’re rebuilding your property after a disaster or planning a major renovation to spruce up your home, it’s important to consider the impact that renovations could have on your cost of home insurance. These four home improvements could lower your insurance premiums. 1. Home security Did you know many insurers offer discounts for protective devices,…
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Almost every organization faces commercial liability exposures. A commercial liability loss exposure is a condition or situation that presents the possibility of an organization becoming legally and financially responsible for injury, harm or damage to another party. These exposures stem from the kind of work an organization performs and where that work is executed. They…
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The firm continues to grow as it expands in the Baltimore region. (BALTIMORE, MD) – October 16, 2023 – RCM&D, one of the nation’s largest independent risk management, insurance and employee benefits firms and a founding partner of Unison Risk Advisors, has announced the acquisition of Consolidated Insurance + Risk Management, a Baltimore-based insurance firm, founded…
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Your employee handbook is a valuable way to inform employees about company policies, practices and expectations. Or, at least, it should be. Too often, employee handbooks become overstuffed, patchwork tomes that rarely get used. To ensure your employee handbook remains an asset, make time each year to review it for relevance and ease of use.…
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