Asset Protection
Renovation and Risk: Insuring Your Improved Home
Planning a home renovation project is exciting and sometimes stressful, with so many choices to be made: cabinet styles and finishes, flooring, countertops, hardware, paint … the list goes on. Many people miss one very important step, however … your homeowner’s coverage may need a little improvement as well. First, begin with the end in…
Read MoreFlood Insurance
The sudden and tragic flooding in Ellicott City over Memorial Day weekend was a sobering reminder that sometimes lightning does strike twice in the same place, so to speak … we saw similar flooding there in 2016, and this time around the damage was even more severe. The forecast that day called for a chance…
Read MoreWait – that accident wasn’t my fault! Know your rights as a claimant.
If you have an auto accident where you are at fault, your insurer covers the damages under the terms of their contract with you, and that coverage is subject to the terms and conditions of that contract. However, what many people do not understand is how that scenario changes when the other driver’s insurance is…
Read MorePardon the Interruption
Just about every business owner has taken steps to protect themselves against losses like fire or water damage. But what if one of those happened to a key supplier or partner? Could your business – and its reputation – withstand a suspension of operations? That’s why there’s Business Interruption Coverage. Please view the attached video for some…
Read MoreLessons from the Outer Banks
Imagine for a moment that you’ve fulfilled your lifelong dream of launching a business at the Outer Banks of North Carolina. Maybe it’s a paddleboard rental place, or maybe you make designer cupcakes for vacationing families. Either way, you’ve done it: you’re all set up in an idyllic location with a low-stress operation to ease…
Read MoreConsidering a New Car?
Beyond the sale price, insurance is one of the most important financial questions to consider before buying a new car. Most states require individuals to purchase insurance coverage to drive legally. Auto insurance can be divided into two basic coverage areas: liability and property damage. When shopping for auto insurance, premium quotations are a useful…
Read MoreManaging Your Brand
When we speak about Brand Management, we hit on one of the most important aspects of insurance. What is your company’s brand as seen by the insurance industry? If your renewal process goes like this, then I would hazard to say you have brand damage: Step 1 – You meet with your current broker to…
Read MorePersonal Risk Assessments – Seeing the Whole Picture
If you’re like most people, the last time you took a close look at your personal auto coverage was when you purchased a new vehicle or added a new driver. And most likely, your homeowner’s policy was last reviewed when you bought or refinanced your home. And those were probably two separate discussions. We prefer…
Read MoreProtecting your Home from Ice and Snow Damage. Are you protected?
Need Homeowner’s Insurance? Click here to get a quote for Homeowner’s Insurance Those of us who live in cold climates get to enjoy the fresh, crystalline beauty of a snowy, icy landscape. Sometimes, a mere glimpse out the window reveals an outdoor winter wonderland of sorts, one where all is white and shimmering, where pine…
Read MoreGetting Ready for Fire Season – Clean your chimneys and wood stoves
Click here for a Homeowner’s Quote Nobody wants poor old Santa to emerge from the chimney looking like a scary, sooty monster. Now that the weather is truly chilly and the generous man from the North Pole is on his way, it’s time to think about your chimney and/or to make sure your wood stove…
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