A Business Auto Policy is vital!
Regardless of the type of business you have, you probably use one or more vehicles to get around. Depending on how your organization operates, this can include vehicles that are owned or leased by the business, hired out for limited use or owned by employees but used for business purposes. This last category, the employee-owned…Read More
Get Ready for Summer Watersports!
What is PWC Coverage? Personal watercraft coverage (PWC) may cover the following: Bodily injury to yourself, another rider, or swimmer injured in your path Property damage to items such as docks, other PWCs or boats Guest passenger liability Medical payments Theft of your PWC A typical policy will include a $250 deductible for property damage,…Read More
Uh Oh! You have a product recall!
Product recalls can be devastating not only for a manufacturer, but also for its wholesaler-distributors. While the manufacturer is usually held liable for injury resulting from a defective product, any seller of the product can also be held responsible in the United States under tort liability. Certain circumstances heighten a wholesaler-distributor’s risk: When it provides…Read More
Protect Your Janitorial or Cleaning Business
Manufacturing Industry Trends
Looking ahead, certain factors indicate the manufacturing industry is poised for continued growth in the future. Yet, some sector developments could pose challenges in the coming months and years. Labor Shortages The past few years have been met with labor shortages across industry lines. Furthermore, the pandemic motivated many employees to reevaluate their job expectations and…Read More
Wholesalers – OSHA Violation List for 2022
The Occupational Safety and Health Administration (OSHA) keeps records not only of the most frequently cited standards overall, but also within particular industries. The most recent statistics from OSHA reveal the top standards cited in the fiscal year 2022 for the durable goods wholesalers industry. This top 10 list comprises establishments that sell capital or…Read More
CCTV Monitoring and Your Risks
Whether you’re managing a commercial or residential property, there will always be concerns about safety and security. While certain responsibilities may fall on your tenants, there is a good chance that there will be areas, such as parking lots, lobbies and similar public spaces, for which you will be responsible. For these situations, you may…Read More
Manufacturers: Economic Downturn Survival
Without a thorough evaluation of its business model, any manufacturer can be severely threatened by an economic downturn. While devising creative solutions to keep your business running despite unfavorable economic conditions, keep in mind that changes to your business can result in changes to your liability exposure. Facing Your Supply Chain Never rely on the…Read More
Wholesalers…look what we can do for you!
Is your broker taking proactive steps to help you lower your workers’ compensation premiums? We will help you reduce claims and control costs by establishing a written safety policy, implementing a return to work program, streamlining reporting procedures and identifying top loss sources. How effective is your return to work program? The evidence is clear:…Read More
Building Codes and Disaster Resilience
Over the last several decades, natural disasters have become a growing concern—increasing in both frequency and severity. These disasters can cause significant property damage and claim numerous lives. According to the National Oceanic and Atmospheric Administration (NOAA), the United States has experienced 310 severe weather and climate events since 1980, each with losses reaching or…Read More