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Asset Protection

Manufacturers: Economic Downturn Survival

Without a thorough evaluation of its business model, any manufacturer can be severely threatened by an economic downturn. While devising creative solutions to keep your business running despite unfavorable economic conditions, keep in mind that changes to your business can result in changes to your liability exposure. Facing Your Supply Chain Never rely on the…

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Wholesalers…look what we can do for you!

Is your broker taking proactive steps to help you lower your workers’ compensation premiums? We will help you reduce claims and control costs by establishing a written safety policy, implementing a return to work program, streamlining reporting procedures and identifying top loss sources. How effective is your return to work program? The evidence is clear:…

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Building Codes and Disaster Resilience

Over the last several decades, natural disasters have become a growing concern—increasing in both frequency and severity. These disasters can cause significant property damage and claim numerous lives. According to the National Oceanic and Atmospheric Administration (NOAA), the United States has experienced 310 severe weather and climate events since 1980, each with losses reaching or…

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Retail Store Risk Assessment

Risk assessments can help you prevent accidents, improve overall safety performance and, ultimately, save money. As an employer, it is important to carry out risk assessments for all work-related tasks your employees complete. Risk assessments are simple—just walk around all areas of your store, noting what might cause harm. Talk to your employees about their…

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A Solution for Job-Site Distractions!

You probably don’t need statistics to tell you that distracted driving is a huge problem. Take a glance at other drivers and you’ll almost always find someone looking down at his or her phone instead of watching the road. For many, “distracted driving” translates to “teens texting.” And while it is a huge problem with…

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Preparing Your Job Site for Severe Weather

Severe weather conditions can be detrimental to job sites, placing additional strain on construction employers. While there’s no way to completely safeguard worksites from the elements, there are measures that can be taken to reduce the risks posed by extreme weather events. Such weather can come in many forms, each of which require their own…

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Valuable Insurance…for your Valuables!

The start of a new year is always a good time to review your insurance coverages, and it’s an especially opportune moment to look over the coverage for your valuable personal items. The holidays often bring new jewelry (lucky you!) or other higher-end gifts, and it’s important to understand what’s typically covered – and not…

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Surety Bonds – Part 3

In Part 2 of 3 on Surety Bonds, we covered how to obtain a bond, the costs, and how to track and manage them. If you missed this blog, here’s the link https://www.consolidatedinsurance.com/news/2022/11/surety-bonds-part-2/. Now we come to our third and final blog on Surety and we’re going to focus on contractor failure and making claims.…

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Cyber Attacks – A Growing Business Interruption Threat

When you think about what usually causes a business interruption, natural disasters such as fires, earthquakes and floods probably come to mind first. These events can physically damage your property and equipment, making your workspace unusable for a time. The damages from Hurricane Katrina and Superstorm Sandy are great examples of how a natural disaster…

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Home Security Systems – Do You Really Need One?

Keeping your home and family safe should be one of your top priorities. Specifically, it’s important to protect your household from the risk of invasion. After all, a home invasion can have numerous consequences—including stolen or damaged property and the potential for harm to your family. Fortunately, there are several things that you can do…

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