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Benefits

Temporary Rules for FSAs

Unlike the first coronavirus relief legislation, the CARES Act, the new bill signed into law on December 27 includes not only stimulus payments to offset the effects of the pandemic but general funding for the federal government for the coming fiscal year. Hence its name: The Consolidated Appropriations Act. In addition to the hotly debated…

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Cybercrime and Your Benefits Plan

With cybercrime front and center in the news again thanks to the ransomware attack that closed Baltimore County’s public schools, it’s a good time to take a new look at the risks and how to mitigate them. While many organizations focus their attention on their operational data – and rightly so – there’s another very…

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HSA, FSA and Retirement Plan Limits for 2021

It’s the season when health care and retirement plans are re-evaluated, and as usual there are changes in the wind as the New Year approaches. Here’s a look at what the IRS has announced about revisions to plan limits in 2021, all effective as of January 1. HSAs/HDHPs: Health Savings Accounts and High Deductible Health…

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Managing Employee Stress in Difficult Times

It’s been a year like no other for all of us, and your team of employees has no doubt been feeling the stress. Besides working remotely, maybe for the first time ever, many are simultaneously trying to handle a full-time job and supervise online learning for their children, or caring for preschoolers or older relatives.…

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Making Your Day Easier with our Client Portal!

At Consolidated Insurance, our belief has always been that we best serve our clients as not just a broker, but as a partner in helping their businesses better manage their risk. To that end, we’re proud to re-introduce the HR and Compliance Client Portal (formerly MyWave Connect), a time-saving online resource that puts clients in…

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Workplace Laws and Coronavirus: What’s Changed?

The employment benefits landscape has changed significantly in 2020, not only in the form of actual coronavirus cases but in large numbers of people working from home. How does this new scenario affect federal employment laws? The Department of Labor has released additional guidance in the form of questions and answers appended to sets of…

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The CARES Act and Your HSA/FSA

Among the many provisions in the Coronavirus Aid, Relief and Economic Security (CARES) Act are several changes affecting the use of Health Savings Accounts (HSAs) and Dependent Care Flexible Spending Accounts (FSAs). In keeping with the intent of the Act, all are designed to provide relief to those who are financially affected by the pandemic.…

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