Business Auto
New Maryland Law for Enhanced Uninsured Motorist Coverage
Maryland drivers should be aware of a law that took effect for personal auto policies purchased on or after July 1, 2018. In order to expand protection for drivers who are injured by uninsured or underinsured motorists, insurers issuing new policies are now required to offer enhanced underinsured motorist (EUIM) coverage to replace traditional underinsured…
Read MoreBeing Uber-Careful: Who’s Responsible?
Few businesses have had the widespread impact of the ride-sharing industry. Marrying the GPS and mapping function on every smartphone with a platform for payment, companies like Uber and Lyft are responsible for declines of up to 30 percent in taxi usage. Most agree that the convenience of ride-sharing has reduced incidences of driving while…
Read MoreCellcontrol: An Easy Solution for a Serious Problem
You probably don’t need statistics to tell you that distracted driving is a huge problem. Take a glance at other drivers and you’ll almost always find someone looking down at his or her phone instead of watching the road. For many, “distracted driving” translates to “teens texting.” And while it is a huge problem with…
Read MoreFleet on the Street – Your Preventative Maintenance Plan
In a recent post we discussed the importance and benefits of a formalized maintenance program for your vehicle fleet (if you missed it, see it here). Having discussed the why of a structured program, let’s talk about the how. What are the components of a successful vehicle maintenance program? Mission statement. Mission statements may seem…
Read MorePreventive Maintenance
One of the challenges for any growing business is bringing structure to various processes, and if your business operations involve multiple vehicles, it might be time to consider a formalized preventive maintenance program. Regular maintenance can prevent expensive breakdowns and improve driver and passenger safety, and while there are costs associated with establishing a maintenance…
Read MoreWhat You Need, When You Need It
It’s happened to every business … you’re working after hours, and you really need a certificate of insurance to wrap up the paperwork and bring in a new client. But your insurance broker is closed. Or an employee needs a new Auto ID card on a weekend, and all you can do is add it…
Read MoreNot Drunk. Not Speeding. Just Tired.
The dangers and costs of drowsy driving If your company has employees on the road, you’re well-acquainted with the risks and exposures of driving under the influence, and of fast or reckless driving. But perhaps the greatest danger to your drivers and others on the road is drowsy driving. According to the National Sleep Foundation,…
Read MoreBusiness Owners – Does Price-Shopping Cost You Money?
For many companies, shopping insurance coverage annually seems to be simple due diligence. After all, insurance is a significant expenditure, so each year you invite your current broker to re-quote and also bring in new faces to make sure everyone’s using their sharpest pencil. That’s how you make sure you’re getting the very best pricing.…
Read MoreCellcontrol: Putting the Brakes on Distracted Driving
You probably don’t need statistics to tell you that distracted driving is a huge problem. Take a glance at other drivers and you’ll almost always find someone looking down at his or her phone instead of watching the road. For many, “distracted driving” translates to “teens texting.” And while it is a huge problem with…
Read MoreDangerous Driving Habits
There is no shortage of distractions in the modern world. Distracted driving has become a national issue, and many schools and public agencies are scrambling to raise awareness of the problem. The National Safety Council estimates that one in four car accidents involve cell phone use, but many people still believe that talking or texting…
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