Business Continuity
What is Business Email Compromise (BEC)?
Business email compromise (BEC) is a form of phishing that occurs when a cybercriminal impersonates a legitimate source to trick employees into wiring money, sharing sensitive information or engaging in other compromising activities. Unlike more traditional phishing attacks that target a large group on individuals, BEC attacks are crafted to appeal to specific individuals –…
Read MoreMaryland Passes Paid Family and Medical Leave Law
Maryland’s Time to Care Act (TTCA) establishes a paid family and medical leave (PFML) insurance program. Contributions to the program will start on October 1, 2023. Contribution rates are still to be determined. Those rates will be determined no later than June 1, 2023. Starting in 2025, covered employees may take up to 12 weeks of leave…
Read MoreCommon Types of Construction Insurance
As contractors, it’s important to understand what types of insurance your business should have and why. You work hard – make sure you’re properly covered for unforeseen circumstances that could harm your business. Check out this list of recommended insurance policies: Workers’ compensation—Workers’ compensation covers work-related employee injuries or illnesses. While injuries are infrequent, they…
Read MoreFair Labor Standards Act for Wholesalers
Below is some general information concerning the application of the FLSA (Fair Labor Standards Act) to wholesale and warehouse industries. The wholesale industry is characterized by the sale of goods for resale, rather than sales to the ultimate consumer. The warehouse industry includes central warehouses for a business enterprise, public warehouses, and storage establishments. All…
Read MoreRisk Exposures for Landscaping Companies
Creating beautiful outdoor areas can be rewarding work, but running a landscaping business also brings its challenges. Besides obvious concerns like the weather, landscape contractors need to consider their risk exposures. While some of these are similar to those encountered by other contractors, landscaping also has its own set of unique risk exposures. Let’s take…
Read MoreReducing the Risk in Retail Cash Transactions
In the age of Venmo, Zelle, cryptocurrency and just plain old credit and debit cards, the topic of cash transactions might seem sort of 20th-century. But some businesses do still rely on cash for at least a portion of their transactions, and younger employees especially might not have much experience in handling cash. Let’s take…
Read MoreCyberthreats in Construction
Incidents involving ransomware and other types of malware have reached epidemic proportions over the past few years, and the construction industry has absorbed more than its share of the damage. A recent study by Safety Detectives found that construction was the third-most targeted industry in North America in 2021, with 13.2 percent of all attacks.…
Read More$afety Pays!
In manufacturing as in most businesses, every dollar counts. And putting those dollars towards new safety initiatives might not be a top priority. Who needs another expense in these economic times? But money spent on safety is often an investment that improves the bottom line. Here’s why: Employers across the United States pay almost $1…
Read MoreRisk Management for the Supply Chain
You’re probably tired of hearing about issues with the supply chain since the pandemic. While lean production helps companies stay efficient, it also amplifies the possibility of disruption when there’s no stock on hand to cover a hiccup from farther up the chain. The results of these widespread issues with the supply chain go far…
Read MoreGrowing on You – Vegetation and Commercial Buildings
There’s a growing trend towards adding trees, bushes, shrubs and other vegetation to the exterior of commercial buildings, and for good reason. The addition of just about any kind of planting is a good thing for the environment and our air quality, and trees or shrubs can offer a touch of character to a building,…
Read More