Business Continuity
Workers’ Compensation: The Importance of Processes
“Trust the process,” goes the saying. That’s especially true when it comes to the topic of workers’ compensation (WC). Often perceived as costly and confusing, WC can make employers feel as if they’re not in control. There are steps companies can take to positively influence WC outcomes, though. Let’s take a look: More Safety Equals…
Read MoreCyber Liability Insurance: More than Ransomware
When you think of cyber liability coverage for your business, you probably think of ransomware attacks, and with good reason: Ransomware incidents have spiked over the past few years, as have the associated costs. In many cases the actual ransom amount, steep though it may be, pales in comparison to the associated costs of recovery…
Read MoreCommercial Auto Premiums – can you control them?
Commercial auto insurance rates are based on several factors – some you can control and others that you can’t! Frequency and severity of crashes, auto repair costs, medical and hospital costs, lawsuits and court judgments, insurance fraud, vehicle type, and deductibles are all variables dictating your premiums. This means that while your company’s inherent level…
Read MoreGeneral Liability Insurance – Your Company’s Defense
Even in the most well-run businesses, incidents happen. Whether these incidents result in property damage, bodily injury or both, they can be costly for businesses to deal with. As such, it is important for your business to be covered for a variety of possible risks. A commercial general liability (CGL) policy protects your business from…
Read MoreHR Hotline – Real People, Real Answers
In a recent post we discussed our HR and Compliance Portal, our online portal for convenient access to resources on safety, compliance and much more (read about it here). While this portal is a vast and searchable resource, sometimes you need a little personal guidance, especially when it comes to matters of Human Resources. Chances…
Read MoreSurety 101: The Who and the What of Surety Bonds
You won’t get too far into any discussion of construction work without the issue of surety bonds coming up. The concept of suretyship is both extremely common and widely misunderstood, and sometimes confused with traditional insurance. Let’s take a look at what exactly a surety bond is, who’s involved and what their roles are. A…
Read MoreA Supervisor’s Role in Workers’ Compensation
Supervisors play an essential role in ensuring a company’s efficiency and success. They are responsible for handling the everyday situations that help a business remain functional. Further, supervisors are also an integral part of workplace safety programs. Such programs utilize risk management techniques to keep employees safe on the job, thus reducing workers’ compensation costs.…
Read MoreCyber Security for Small Businesses
Despite significant cyber security exposures, 85% of small business owners believe their company is safe from hackers, viruses, malware or a data breach. This disconnect is largely due to the widespread, albeit mistaken, belief that small businesses are unlikely targets for cyber attacks. In reality, data thieves are simply looking for the path of least…
Read MoreConveyor Belt Safety – Don’t Become a Statistic!
Unnecessary workplace accidents can occur when employees do not think before they act or avoid taking precautions to prevent accidents. Keeping safety top of mind is especially important when working with potentially dangerous machinery like conveyor belts, specifically in a warehouse or wholesale facility. In fact, the Occupational Safety and Health Administration frequently cites conveyor…
Read MoreStructural Issues and Aging Buildings
Facilities managers need to keep a close eye on all components that make up a building’s functionality. While it may seem that structural issues only refer to the foundation and walls, the reality is that all systems within a building must be working optimally to keep the building structurally sound for the long haul. Many…
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