Make Sure Your Frame Construction Project Is Picture Perfect

A building’s frame is an integral component of structural integrity. While several techniques exist for frame construction, under ISO Construction Class 1, frame construction refers to buildings with combustible exterior walls, floors and roofs, or buildings with noncombustible or slow-burning exterior walls with combustible floors and roofs. It’s typical for the exterior walls to be…

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What Is Supply Chain Interruption Insurance?

A business supply chain is generally organized into three primary parts, or links, all of which can suffer interruption and cause financial loss to others in the product flow: The parties and processes involved in getting raw materials or components to a manufacturer The manufacturing process itself The distribution of goods for eventual sale to…

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Local Freight Trucking Has Specific Insurance Needs

The nation’s local freight trucking industry topped $99.5 billion in revenue in 2022, according to a November 2023 report from IBISWorld. Even with 10% average market growth each year from 2017 to 2022, plenty of upside potential still exists. Consumers are demanding fast delivery and the barriers to market entry are relatively low for small-scale owner-operators.…

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Special Events Mean Special Attention To Coverage

If you own or run a business, sponsoring and participating in special events are great ways to support your local community. Good intentions won’t protect you from liability, however, if someone gets hurt or suffers property damage during a street festival, art show, outdoor concert or other event you or your employees may be involved…

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Using Your Employee Benefits To Combat the Winter Blues

The drop in temperatures can also mean a worrisome drop in employee moods. In a survey by the workplace consultancy Peldon Rose, half of individuals said that winter has a negative impact on how they feel at work, and one-third said it decreases their productivity. But your employee benefits and accompanying workplace initiatives can be…

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Manage Subcontractor Default Risk

The success of any construction project depends on hiring qualified subcontractors and making sure they can finish the job on time and within budget. Too many construction projects have gone bad due to subcontractor problems, whether it’s scheduling issues, lack of skilled labor, financial difficulties or a contract dispute. You can take steps to avoid…

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Let It Snow! (Safely): Winterize Against Workers’ Comp Claims

In many parts of the United States, the onset of winter weather means an increase in workers’ compensation claims. Blizzards, winter storms, snow, sleet, ice and freezing temperatures can lead to various occupational and workplace injuries and illnesses. According to the Bureau of Labor Statistics, there were 20,460 occupational injuries related to snow, ice, sleet…

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Business AI Chatbot Risks and Cybersecurity Solutions

Artificial intelligence (AI) chatbots have emerged as a leading innovation across multiple industries, from health care to banking to hospitality. These AI-powered assistants can enhance customer service, boost efficiency, perform tasks 24/7 and save business resources. But the chatbot explosion has also created a new playground for hackers, raising concerns over chatbot security. Don’t let…

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Autumn Maintenance Tips for Business Owners

  The changing seasons are an excellent time for property inspection and cleanup. You might have missed maintenance issues over the summer. Or maybe the heat and rain brought new issues to the surface. Add these tasks to your maintenance rundown to prevent injuries and damage. Repair outdoor walking surfaces Start your examination in the…

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The Benefits of Employee Volunteer Efforts

  Employees want to work for companies that represent their values. Research from the management company Qualtrics found that 56% of employees would turn down a job from a company with conflicting values. An increasingly popular way to demonstrate values is by providing employees with paid time off to support causes that are important to…

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