Skip to content

Business Insurance

Pandemic Coverage Gap? We have an answer!

The tragic COVID-19 outbreak has highlighted the significant coverage gap that traditional insurance has not been able to solve:  non-damage business interruption as a result of an epidemic.  Most standard property damage policies require business interruption to be from physical damage and also typically exclude communicable diseases. To close this coverage gap, we have partnered…

Read More

Making Your Day Easier with our Client Portal!

At Consolidated Insurance, our belief has always been that we best serve our clients as not just a broker, but as a partner in helping their businesses better manage their risk. To that end, we’re proud to re-introduce the HR and Compliance Client Portal (formerly MyWave Connect), a time-saving online resource that puts clients in…

Read More

Top Reasons to Secure Cyber Insurance

Many organizations incorrectly label cyber insurance as a luxury purchase rather than a necessity. In fact, a recent survey conducted by insurance experts found that nearly 60% of small and mid-sized companies don’t have any type of cyber insurance. What’s worse, less than 30% of those companies feel inclined to purchase a such a policy…

Read More

Workers’ Compensation Solution: Zenjuries

We’re always on the lookout for resources that help our clients better manage any kind of risk, because being in control of your risk profile helps you to tell a better story to insurers. Many businesses would agree that the world of workers’ compensation insurance is among their biggest headaches. The paperwork, regulatory requirements and…

Read More

Looking Ahead: HSA and HDHP Limits for 2021

The Internal Revenue Service recently announced the inflation-adjusted limits for health savings accounts (HSAs) and high deductible health plans (HDHPs) for 2021. As always, the limits vary based on whether the coverage is self-only or a family plan. Let’s take a look: Eligible individuals with self-only HDHP coverage will be able to increase their annual…

Read More

No Contact Certificates at Your Fingertips

Now, more than ever, businesses need access to their insurance information 24/7. It’s happened to every business … you’re working after hours, and you really need a certificate of insurance to wrap up the paperwork and bring in a new client. But your insurance broker is closed. Or an employee needs a new Auto ID…

Read More

Civil Unrest and Your Business

As civil unrest has unfolded across the country with some protests turning to violence and destruction, business owners have good reason for concern, especially as many are just beginning to recover from the economic effects of the coronavirus pandemic. There are steps you can take to protect your business in these unpredictable situations. Here are…

Read More

Small Business Loans and the CARES Act

As you have probably heard, the massive Coronavirus Aid, Relief and Economic Security (CARES) Act passed by Congress in response to the current pandemic contains provisions for small business loans, which could be vital in seeing some companies through the resulting economic slowdown. Here are the highlights: The Act contains nearly $350 billion for an…

Read More

Hackers Exploiting Coronavirus

As if you didn’t have enough on your mind, it turns out that hackers aren’t taking any time off during the current pandemic, and as a result COVID-19 isn’t the only virus you need to worry about. The Cybersecurity and Infrastructure Security Agency (CISA), part of the Department of Homeland Security, is advising Americans to…

Read More

Surety Bonds: The Safety Net for Construction Projects

What protects a business from a construction project that doesn’t go as planned? As much as we hope and expect that things will go well and according to contract, occasionally a contractor is unreliable, or even goes bankrupt in mid-project, creating a nightmare scenario for the client. Surety bonds are the safety net that protects…

Read More