Business Management | Consolidated

Pandemic Coverage Gap? We have an answer!

The tragic COVID-19 outbreak has highlighted the significant coverage gap that traditional insurance has not been able to solve: non-damage business interruption as a result of an epidemic. Most standard property damage policies require business interruption to be from physical damage and also typically exclude communicable diseases. To close this coverage gap, we have partnered…

Making Your Day Easier with our Client Portal!

At Consolidated Insurance, our belief has always been that we best serve our clients as not just a broker, but as a partner in helping their businesses better manage their risk. To that end, we’re proud to re-introduce the HR and Compliance Client Portal (formerly MyWave Connect), a time-saving online resource that puts clients in…

Back to School for Consolidated too…Virtually!

Over 80% of the insurance-licensed staff here at Consolidated hold at least one insurance designation, and many hold more than one. From well-known certifications like CIC (Certified Insurance Counselor), ACSR (Accredited Customer Service Representative), CLCS (Commercial Lines Coverage Specialist), CAWC (Certified Authority on Workers’ Compensation), CISR (Certified Insurance Service Representative), and AAI (Accredited Advisor in …

Workplace Laws and Coronavirus: What’s Changed?

The employment benefits landscape has changed significantly in 2020, not only in the form of actual coronavirus cases but in large numbers of people working from home. How does this new scenario affect federal employment laws? The Department of Labor has released additional guidance in the form of questions and answers appended to sets of…

Workers’ Compensation Solution: Zenjuries

We’re always on the lookout for resources that help our clients better manage any kind of risk, because being in control of your risk profile helps you to tell a better story to insurers. Many businesses would agree that the world of workers’ compensation insurance is among their biggest headaches. The paperwork, regulatory requirements and…

Looking Ahead: HSA and HDHP Limits for 2021

The Internal Revenue Service recently announced the inflation-adjusted limits for health savings accounts (HSAs) and high deductible health plans (HDHPs) for 2021. As always, the limits vary based on whether the coverage is self-only or a family plan. Let’s take a look: Eligible individuals with self-only HDHP coverage will be able to increase their annual…

No Contact Certificates at Your Fingertips

Now, more than ever, businesses need access to their insurance information 24/7. It’s happened to every business … you’re working after hours, and you really need a certificate of insurance to wrap up the paperwork and bring in a new client. But your insurance broker is closed. Or an employee needs a new Auto ID…

PPP Update: What’s New in the Latest Version

If you’re having trouble keeping up with the multiple updates to the Coronavirus Aid, Relief and Financial Security (CARES) Act, and the accompanying Paycheck Protection Program (PPP), you’re not alone. This past Friday, June 5, Congress passed the Paycheck Protection Program Flexibility Act of 2020, designed to give borrowers more flexibility in how PPP funds…

Civil Unrest and Your Business

As civil unrest has unfolded across the country with some protests turning to violence and destruction, business owners have good reason for concern, especially as many are just beginning to recover from the economic effects of the coronavirus pandemic. There are steps you can take to protect your business in these unpredictable situations. Here are…

HR Hotline: Real People, Real Answers

In a recent post we discussed MyWave Connect, our online portal for convenient access to resources on safety, compliance and much more (read about MyWave Connect here). While MyWave Connect is a vast and searchable resource, sometimes you need a little personal guidance, especially when it comes to matters of Human Resources, especially regarding policies…