Business Management

HR Hotline – Real People, Real Answers

In a recent post we discussed MyWave Connect, our online portal for convenient access to resources on safety, compliance and much more (read about MyWave Connect here). While MyWave Connect is a vast and searchable resource, sometimes you need a little personal guidance, especially when it comes to matters of Human Resources. Chances are that…

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Consolidated’s Customer Portal – More than Insurance..

At Consolidated Insurance, our belief has always been that we best serve our clients as not just a broker, but as a partner in helping their businesses better manage their risk. To that end, we’re proud to re-introduce MyWave Connect, a time-saving online resource that puts clients in control of customized compliance information and much…

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Succession Planning – Insurance and more…

When you hear the term “succession planning,” you probably think of exit strategies for a business owner: selling the business or handing it off to one or more family members when it’s time to retire, or when death or illness mandates a change. But true succession planning goes far beyond who will own the company…

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Employee Benefits: Your Secret Weapon

Probably the top concern we hear from our business clients these days is how hard it’s become to find and hire great new employees. With unemployment running at record lows thanks to a ten-year run of uninterrupted economic growth, there’s no shortage of opportunities out there for qualified candidates in nearly any field. Combine that…

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Need a Certificate of Insurance?

It’s happened to every business … you’re working after hours, and you really need a certificate of insurance to wrap up the paperwork and bring in a new client. But your insurance broker is closed. Or an employee needs a new Auto ID card on a weekend, and all you can do is add it…

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Distracted Driving is a problem! We have a solution…

You probably don’t need statistics to tell you that distracted driving is a huge problem. Take a glance at other drivers and you’ll almost always find someone looking down at his or her phone instead of watching the road. For many, “distracted driving” translates to “teens texting.” And while it is a huge problem with…

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Clearing the Air about Pollution Insurance

Pollution insurance? Who needs it? If you’re just about any type of contractor, you probably do. The word “pollution” conjures up images of huge smokestacks belching contaminants into the air, or factories draining waste into nearby bodies of water. That’s not us, you say. But change the word “pollution” to “contamination” and you begin to…

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Health Insurance Plan Compliance Deadlines for 2019

Employers that sponsor group health plans face a number of reporting deadlines throughout the year. For your convenience, here’s a brief reference of key deadlines for calendar year 2019. January 31 Most everyone is aware that W-2 forms for the previous calendar year must be issued by January 31, but employers that filed more than…

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Construction Contracts – Insurance and Beyond

It goes without saying that any contract should be carefully reviewed before signing. But construction contracts can be especially tricky, given their unique language and the potentially far-reaching consequences when something goes wrong. This is why we highly recommend a lawyer or in-house counsel review all contracts. Here’s an overview of the highlights – and…

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Pay or Play Enforcement for Health Insurance Begins

As 2018 drew to a close, the IRS began sending enforcement letters related to employer compliance with shared responsibility rules under the Affordable Care Act (ACA) for calendar year 2016. Let’s take a look at what this means. The document in question is known as Letter 226-J and informs employers of their potential liability for…

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