Car Insurance
Winterize Vehicles for Storage
As winter approaches, it’s time to think about safely storing your recreational vehicle, classic car, or any other vehicle that won’t be in use, to avoid damage from the harsh weather and roads. By doing so, you can keep your vehicle in good condition for spring. Utilize the following guidance to properly prepare and store…
Read MoreCovered on Campus – Protecting Your Student at College
It’s the time of year when we start sending our children off to college, and there are seemingly hundreds of details to be attended to, from class schedules to roommates to new computers to be purchased. Add in the emotion of the moment (especially if it’s the first time) and it can all be a…
Read MoreStorm damage? What’s covered?
Every year, storms are responsible for felling countless trees and limbs. Unfortunately, some of those fallen trees damage homes and other property. Cleaning up the damage from a storm can be a difficult task, both physically and emotionally, and things can become especially tense when you discover that it’s your neighbor’s tree that damaged your…
Read MoreCommercial Auto Premiums – can you control them?
Commercial auto insurance rates are based on several factors – some you can control and others that you can’t! Frequency and severity of crashes, auto repair costs, medical and hospital costs, lawsuits and court judgments, insurance fraud, vehicle type, and deductibles are all variables dictating your premiums. This means that while your company’s inherent level…
Read MoreWe have a solution for driving and job-site distractions!
You probably don’t need statistics to tell you that distracted driving is a huge problem. Take a glance at other drivers and you’ll almost always find someone looking down at his or her phone instead of watching the road. For many, “distracted driving” translates to “teens texting.” And while it is a huge problem with…
Read MoreCommercial Auto Insurance Trends for 2021
If your company has vehicles on the road, you’ve probably experienced premium increases even if you’ve maintained a good safety record. In some cases those rate increases have reached double-digit percentages, a frustrating state of affairs for any organization. The central issue is that the commercial auto segment has been unprofitable for insurers for much…
Read MoreAuto Theft: Business is Booming
The pandemic has had wide-ranging effects on the economy, with some industries like restaurants and hospitality struggling greatly while others have actually seen improvements. Unfortunately, one sector that had a very big year was auto theft. Vehicle theft has been trending downward in recent years, but the National Insurance Crime Bureau (NICB) reports a surge…
Read MoreWinter Safety: Driving
Losing control of a car is undoubtedly one of the most frightening experiences behind the wheel. Unfortunately, it is a potential side effect when the temperatures turn frigid and the roads get slick with ice or snow. One of the most dangerous winter driving hazards is skidding, which, at high speeds, could result in a…
Read MoreHow to React After a Crash
Be Prepared Uh oh, you just got into a fender bender on your way to run a quick errand. What should you do now? Stay calm and read on to learn how to react to make sure that the process goes as smoothly as possible. Get out of your vehicle and provide assistance to anyone…
Read MoreREAL ID for Maryland – UPDATE
Yes, the U.S. Department of Homeland Security has extended the national deadline for REAL ID compliance to October 1, 2021. That means all Marylanders who are not yet REAL ID compliant should check the REAL ID Lookup Tool for the next steps to take. If you or your family members need to renew a Maryland driver’s license,…
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