Car Insurance
Commercial Auto Insurance Trends for 2021
If your company has vehicles on the road, you’ve probably experienced premium increases even if you’ve maintained a good safety record. In some cases those rate increases have reached double-digit percentages, a frustrating state of affairs for any organization. The central issue is that the commercial auto segment has been unprofitable for insurers for much…
Read MoreAuto Theft: Business is Booming
The pandemic has had wide-ranging effects on the economy, with some industries like restaurants and hospitality struggling greatly while others have actually seen improvements. Unfortunately, one sector that had a very big year was auto theft. Vehicle theft has been trending downward in recent years, but the National Insurance Crime Bureau (NICB) reports a surge…
Read MoreWinter Safety: Driving
Losing control of a car is undoubtedly one of the most frightening experiences behind the wheel. Unfortunately, it is a potential side effect when the temperatures turn frigid and the roads get slick with ice or snow. One of the most dangerous winter driving hazards is skidding, which, at high speeds, could result in a…
Read MoreHow to React After a Crash
Be Prepared Uh oh, you just got into a fender bender on your way to run a quick errand. What should you do now? Stay calm and read on to learn how to react to make sure that the process goes as smoothly as possible. Get out of your vehicle and provide assistance to anyone…
Read MoreREAL ID for Maryland – UPDATE
Yes, the U.S. Department of Homeland Security has extended the national deadline for REAL ID compliance to October 1, 2021. That means all Marylanders who are not yet REAL ID compliant should check the REAL ID Lookup Tool for the next steps to take. If you or your family members need to renew a Maryland driver’s license,…
Read MoreGiving Customers a “Brake”: Auto Insurance Carriers Respond to Coronavirus
It’s safe to say that every single one of us has been impacted by the coronavirus pandemic. Some have merely been inconvenienced, others have lost jobs, and others have had to deal with serious health issues. One thing for sure is most people’s driving habits have changed significantly and insurance carriers are responding. Two important…
Read MoreSilence Isn’t Golden – Electric Vehicles and Pedestrian Safety
Electric vehicles (EVs) continue to gain popularity as battery technology improves and charging stations become more widely available. Besides the obvious benefits of reduced fuel consumption and emissions, electric vehicles operate in near silence, which is great if you’re driving. That silence, though, creates a new hazard for pedestrians. Without the usual engine noise as…
Read MoreAuto Coverage: Why Raise Your Limits?
You already know that automotive insurance is a must-have, required by law, with specific coverage limits that vary from state to state. The problem is that many drivers stop right there at those bare minimums, which can leave them in a bad place in the event of a serious accident. For example, Maryland drivers must…
Read MoreCommercial Auto Premiums: Factors & Advice
As with any other insurance rates, your commercial auto premiums are based on a number of factors, beginning with a combination of potential risk factors (how much driving occurs, and in which areas) and loss history (actual record of accidents, judgements, etc.). That mix of the past and the future will largely determine your risk…
Read MoreBe Prepared for Roadside Emergencies
Expect the best and prepare for the worst, the saying goes. While vehicles overall are very reliable these days, breakdowns and accidents do happen, as do sudden changes in weather that could leave you stranded. Some auto insurance policies offer roadside assistance for a minimal annual cost – take advantage of this! In case you…
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