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Car Insurance

Commercial Auto Premiums – can you control them?

Commercial auto insurance rates are based on several factors – some you can control and others that you can’t! Frequency and severity of crashes, auto repair costs, medical and hospital costs, lawsuits and court judgments, insurance fraud, vehicle type, and deductibles are all variables dictating your premiums. This means that while your company’s inherent level…

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We have a solution for driving and job-site distractions!

You probably don’t need statistics to tell you that distracted driving is a huge problem. Take a glance at other drivers and you’ll almost always find someone looking down at his or her phone instead of watching the road. For many, “distracted driving” translates to “teens texting.” And while it is a huge problem with…

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Commercial Auto Insurance Trends for 2021

If your company has vehicles on the road, you’ve probably experienced premium increases even if you’ve maintained a good safety record. In some cases those rate increases have reached double-digit percentages, a frustrating state of affairs for any organization. The central issue is that the commercial auto segment has been unprofitable for insurers for much…

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Auto Theft: Business is Booming

The pandemic has had wide-ranging effects on the economy, with some industries like restaurants and hospitality struggling greatly while others have actually seen improvements. Unfortunately, one sector that had a very big year was auto theft. Vehicle theft has been trending downward in recent years, but the National Insurance Crime Bureau (NICB) reports a surge…

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Winter Safety: Driving

Losing control of a car is undoubtedly one of the most frightening experiences behind the wheel. Unfortunately, it is a potential side effect when the temperatures turn frigid and the roads get slick with ice or snow. One of the most dangerous winter driving hazards is skidding, which, at high speeds, could result in a…

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How to React After a Crash

Be Prepared Uh oh, you just got into a fender bender on your way to run a quick errand. What should you do now? Stay calm and read on to learn how to react to make sure that the process goes as smoothly as possible. Get out of your vehicle and provide assistance to anyone…

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REAL ID for Maryland – UPDATE

Yes, the U.S. Department of Homeland Security has extended the national deadline for REAL ID compliance to October 1, 2021. That means all Marylanders who are not yet REAL ID compliant should check the REAL ID Lookup Tool for the next steps to take. If you or your family members need to renew a Maryland driver’s license,…

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Silence Isn’t Golden – Electric Vehicles and Pedestrian Safety

Electric vehicles (EVs) continue to gain popularity as battery technology improves and charging stations become more widely available. Besides the obvious benefits of reduced fuel consumption and emissions, electric vehicles operate in near silence, which is great if you’re driving. That silence, though, creates a new hazard for pedestrians. Without the usual engine noise as…

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Auto Coverage: Why Raise Your Limits?

You already know that automotive insurance is a must-have, required by law, with specific coverage limits that vary from state to state. The problem is that many drivers stop right there at those bare minimums, which can leave them in a bad place in the event of a serious accident. For example, Maryland drivers must…

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