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Driving Safety

Commercial Auto Insurance Trends for 2021

If your company has vehicles on the road, you’ve probably experienced premium increases even if you’ve maintained a good safety record. In some cases those rate increases have reached double-digit percentages, a frustrating state of affairs for any organization. The central issue is that the commercial auto segment has been unprofitable for insurers for much…

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Winter Safety: Driving

Losing control of a car is undoubtedly one of the most frightening experiences behind the wheel. Unfortunately, it is a potential side effect when the temperatures turn frigid and the roads get slick with ice or snow. One of the most dangerous winter driving hazards is skidding, which, at high speeds, could result in a…

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How to React After a Crash

Be Prepared Uh oh, you just got into a fender bender on your way to run a quick errand. What should you do now? Stay calm and read on to learn how to react to make sure that the process goes as smoothly as possible. Get out of your vehicle and provide assistance to anyone…

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Silence Isn’t Golden – Electric Vehicles and Pedestrian Safety

Electric vehicles (EVs) continue to gain popularity as battery technology improves and charging stations become more widely available. Besides the obvious benefits of reduced fuel consumption and emissions, electric vehicles operate in near silence, which is great if you’re driving. That silence, though, creates a new hazard for pedestrians. Without the usual engine noise as…

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Commercial Auto Premiums: Factors & Advice

As with any other insurance rates, your commercial auto premiums are based on a number of factors, beginning with a combination of potential risk factors (how much driving occurs, and in which areas) and loss history (actual record of accidents, judgements, etc.). That mix of the past and the future will largely determine your risk…

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Be Prepared for Roadside Emergencies

Expect the best and prepare for the worst, the saying goes. While vehicles overall are very reliable these days, breakdowns and accidents do happen, as do sudden changes in weather that could leave you stranded. Some auto insurance policies offer roadside assistance for a minimal annual cost – take advantage of this! In case you…

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Oh, Deer! Avoiding – and Dealing With – Animal Collisions

Of all the hazards we encounter in our daily driving, the behavior of deer and other wildlife might be the most unpredictable. Wild animals can move quickly and in seemingly random directions, and encounters with moving vehicles happen all too often. The good news is that collisions between vehicles and deer were down slightly nationwide…

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Distracted Driving is a problem! We have a solution…

You probably don’t need statistics to tell you that distracted driving is a huge problem. Take a glance at other drivers and you’ll almost always find someone looking down at his or her phone instead of watching the road. For many, “distracted driving” translates to “teens texting.” And while it is a huge problem with…

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Maryland License Renewal and the REAL ID Act

If you or your family members need to renew a Maryland driver’s license, be aware that you’ll now need additional documentation. The changes stem from the REAL ID Act, a federal law passed by Congress in the wake of September 11, 2001 attacks. The REAL ID Act establishes specific minimum federal standards for state-issued driver’s licenses and…

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Making Your Day Easier

At Consolidated Insurance, our belief has always been that we best serve our clients as not just a broker, but as a partner in helping their businesses better manage their risk. To that end, we’re proud to re-introduce MyWave Connect, a time-saving online resource that puts clients in control of customized compliance information and much…

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