Employee Retention

Succession Planning – Insurance and more…

When you hear the term “succession planning,” you probably think of exit strategies for a business owner: selling the business or handing it off to one or more family members when it’s time to retire, or when death or illness mandates a change. But true succession planning goes far beyond who will own the company…

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Employee Benefits: Your Secret Weapon

Probably the top concern we hear from our business clients these days is how hard it’s become to find and hire great new employees. With unemployment running at record lows thanks to a ten-year run of uninterrupted economic growth, there’s no shortage of opportunities out there for qualified candidates in nearly any field. Combine that…

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Back to School for Consolidated too!

Nearly 80% of the insurance-licensed staff here at Consolidated hold at least one insurance designation, and many hold more than one. From well-known certifications like CIC (Certified Insurance Counselor), ACSR (Accredited Customer Service Representative), CLCS (Commercial Lines Coverage Specialist), CAWC (Certified Authority on Workers’ Compensation), CISR (Certified Insurance Service Representative), and AAI (Accredited Advisor in …

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Minimum Wage Increases in MD and DC

As noted here at the start of this year, some 19 states plus the District of Columbia enacted new minimum wage laws in 2018. These laws supersede the current federal minimum wage rate of $7.25 per hour, and the vast majority of the increases took effect on or about January 1. The exceptions were Maryland,…

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Fringe Benefits – Tax Changes for 2018

Employers who offer fringe benefits like transportation reimbursement and meals to their employees are familiar with Internal Revenue Service (IRS) Publication 15-B – Employer’s Guide to Fringe Benefits, which offers guidance on the tax treatment of such employee benefits. The IRS recently released an updated version of Publication 15-B for 2018, incorporating tax law changes…

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Maryland Enacts Paid Sick and Safe Leave

On January 12, the Maryland General Assembly voted to override Governor Larry Hogan’s veto of paid sick and safe leave legislation and the Healthy Working Families Act became law. Normally, legislation takes effect 30 days after a veto-override vote, meaning the law would take effect on February 11, but emergency legislation has been introduced that…

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Remote Possibilities – Working from Home, Part 2

If you’re among the growing number of workers who’ve been given the opportunity to work from home, or the growing number of employers who are granting such permission, good for you: telecommuting can save a great deal of time sitting in traffic and can be a great recruiting tool for employers. Done right, a telecommuting…

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Remote Possibilities – Working From Home

If you’re among the growing number of workers who’ve been given the opportunity to work from home or the growing number of employers who are granting such permission, good for you! Telecommuting can save a great deal of time and can be a great recruiting tool for employers. Done correctly, a telecommuting arrangement can be…

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Summertime Workplace Doldrums: How to Keep Employees Motivated

Need Business Insurance? Click here to get a quote for Business Insurance The sun is shining, the birds are singing, and the scent of barbecue is in the air. It’s summer in Maryland, and unlike the kids who’ve been temporarily liberated from their version of a nine-to-five school, the grown-ups of the world must continue…

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National Wise Health Care Consumer Month

  Do you consume health care wisely? This is the month for Marylanders to consider that question. The sad truth is, studies have shown that most Americans take more time researching their car or appliance purchases than they do doctors and health plans. But what is more precious than your health? Certainly not a new…

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