10 Benefit Trends To Know in 2024

When it comes to employee benefits, no year is ever the same. But recent years have made “different” seem like a vast understatement. Expect more changes in 2024 as economic uncertainty and emotional burnout affect employee health and finances. Other driving forces will stem from generative artificial intelligence (AI), evolving workplace expectations, labor market fluctuations…

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Get There Safely: Winter Driving Hazards

Motorists navigate a city street in white out conditions.

In the United States, motor vehicle crashes are a leading cause of death for people ages one to 54. In 2022 alone, about 42,795 people died in motor vehicle traffic crashes, according to the National Highway Traffic Safety Administration (NHTSA). Driving during the holidays or over a holiday weekend increases your odds of being in an…

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Special Events Mean Special Attention To Coverage

If you own or run a business, sponsoring and participating in special events are great ways to support your local community. Good intentions won’t protect you from liability, however, if someone gets hurt or suffers property damage during a street festival, art show, outdoor concert or other event you or your employees may be involved…

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Get Into The Holiday Spirit- Safely!

  Getting ready to deck out your home for the holidays? Learn about 10 common decorating hazards and how to avoid them. 1. Christmas tree fires: Set up your Christmas tree far from any heat sources, such as fireplaces, radiators or light fixtures. Make sure all lights are approved for tree use, and turn them…

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The Benefits of Employee Volunteer Efforts

  Employees want to work for companies that represent their values. Research from the management company Qualtrics found that 56% of employees would turn down a job from a company with conflicting values. An increasingly popular way to demonstrate values is by providing employees with paid time off to support causes that are important to…

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Travel Insurance and Why You Need It

Even with the many travel delays over the last year, people are still continuing to travel! It’s important to remember, though, that even aside from the ever-changing schedules and cancellations, things can and do go wrong with travel. Travel insurance can help to protect your investment. Here’s a look at the different types of travel…

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Boating – Keep it Fun and Safe!

National Safe Boating Week is May 21 – 27, 2022. This is a good time to review some basic safe boating practices and bring awareness to all who enjoy the water. The following are a few bullet points to keep in mind: Do not drink and operate a boat. According to the National Safe Boating…

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Splash! How’s the coverage on your PWC?

What is PWC Coverage? Personal watercraft coverage (PWC) may cover the following: Bodily injury to yourself, another rider, or swimmer injured in your path Property damage to items such as docks, other PWCs or boats Guest passenger liability Medical payments Theft of your PWC A typical policy will include a $250 deductible for property damage,…

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Spreading Your Wings Again: Travel Insurance Basics

As we continue to hope that the rest of 2022 will bring a gradual return to normal, many are beginning to plan to travel again. It’s important to remember, though, that even aside from the ever-changing travel restrictions related to COVID, things can and do go wrong with travel. Travel insurance can help to protect…

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Trampolines: Liabilities and Safety Precautions

Getting the kids outside and away from their electronic devices is a worthy goal for any parent. And after this past year, with most children doing their learning at home, the temptation to chase them outdoors has probably never been greater. Maybe that’s why sales of backyard trampolines continue to grow. If you have a…

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