Is Your Vehicle Ready for Winter Weather?

Winter is here with cold temperatures, fog, snow and ice. Now is the time to prepare your vehicle for hazardous conditions and treacherous driving. Try these 6 tips to be ready: 1. Ensure fluids are at the proper levels Check your antifreeze levels and ensure it’s rated for the temperatures in your area of the…

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Get There Safely: Winter Driving Hazards

Motorists navigate a city street in white out conditions.

In the United States, motor vehicle crashes are a leading cause of death for people ages one to 54. In 2022 alone, about 42,795 people died in motor vehicle traffic crashes, according to the National Highway Traffic Safety Administration (NHTSA). Driving during the holidays or over a holiday weekend increases your odds of being in an…

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Get Into The Holiday Spirit- Safely!

  Getting ready to deck out your home for the holidays? Learn about 10 common decorating hazards and how to avoid them. 1. Christmas tree fires: Set up your Christmas tree far from any heat sources, such as fireplaces, radiators or light fixtures. Make sure all lights are approved for tree use, and turn them…

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How To Make Your Home Safer — and Possibly Save Money

Whether you’re rebuilding your property after a disaster or planning a major renovation to spruce up your home, it’s important to consider the impact that renovations could have on your cost of home insurance. These four home improvements could lower your insurance premiums. 1. Home security Did you know many insurers offer discounts for protective devices,…

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Are Your Employees Satisfied With Their Benefits?

A recent study from Metlife found that an increasing number of employees feel they are not receiving the benefits they need from employers. Employee satisfaction with benefit offerings has fallen to 61% in 2023 from 64% in 2022, reaching its lowest point in the past decade of the study’s history. One significant reason for this…

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Covered on Campus – Protecting Your College Student!

It’s the time of year when we start sending our children off to college, and there are seemingly hundreds of details to be attended to, from class schedules to roommates to new computers to be purchased. Add in the emotion of the moment (especially if it’s the first time) and it can all be a…

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Travel Insurance and Why You Need It

Even with the many travel delays over the last year, people are still continuing to travel! It’s important to remember, though, that even aside from the ever-changing schedules and cancellations, things can and do go wrong with travel. Travel insurance can help to protect your investment. Here’s a look at the different types of travel…

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Safety Tips for Extreme Driving Conditions

The weather can be unpredictable and can create extremely hazardous conditions on the road. These extreme conditions make driving dangerous and require special safety precautions. Your safety is important, so whether you drive on company time or personal time, observe these safety tips when driving turns difficult. Rain, Thunderstorms and Tornadoes Turn your headlights, wipers…

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Home Security Systems – Do You Really Need One?

Keeping your home and family safe should be one of your top priorities. Specifically, it’s important to protect your household from the risk of invasion. After all, a home invasion can have numerous consequences—including stolen or damaged property and the potential for harm to your family. Fortunately, there are several things that you can do…

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Maryland Passes Paid Family and Medical Leave Law

Maryland’s Time to Care Act (TTCA) establishes a paid family and medical leave (PFML) insurance program. Contributions to the program will start on October 1, 2023. Contribution rates are still to be determined. Those rates will be determined no later than June 1, 2023. Starting in 2025, covered employees may take up to 12 weeks of leave…

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