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Family Safety

Maryland Passes Paid Family and Medical Leave Law

Maryland’s Time to Care Act (TTCA) establishes a paid family and medical leave (PFML) insurance program. Contributions to the program will start on October 1, 2023. Contribution rates are still to be determined. Those rates will be determined no later than June 1, 2023. Starting in 2025, covered employees may take up to 12 weeks of leave…

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Covered on Campus – Protecting Your Student at College

It’s the time of year when we start sending our children off to college, and there are seemingly hundreds of details to be attended to, from class schedules to roommates to new computers to be purchased. Add in the emotion of the moment (especially if it’s the first time) and it can all be a…

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Boating – Keep it Fun and Safe!

National Safe Boating Week is May 21 – 27, 2022. This is a good time to review some basic safe boating practices and bring awareness to all who enjoy the water. The following are a few bullet points to keep in mind: Do not drink and operate a boat. According to the National Safe Boating…

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Trampolines: Liabilities and Safety Precautions

Getting the kids outside and away from their electronic devices is a worthy goal for any parent. And after this past year, with most children doing their learning at home, the temptation to chase them outdoors has probably never been greater. Maybe that’s why sales of backyard trampolines continue to grow. If you have a…

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Are You Prepared for a Hurricane?

The Atlantic hurricane season lasts from June to November, with the peak season from mid-August to late October. Even though we have no imminent warnings or watches yet, there are some basic things you can to do to prepare: Build an emergency kit and make a family communications plan. Contact Consolidated Insurance + Risk Management…

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Silence Isn’t Golden – Electric Vehicles and Pedestrian Safety

Electric vehicles (EVs) continue to gain popularity as battery technology improves and charging stations become more widely available. Besides the obvious benefits of reduced fuel consumption and emissions, electric vehicles operate in near silence, which is great if you’re driving. That silence, though, creates a new hazard for pedestrians. Without the usual engine noise as…

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Distracted Driving is a problem! We have a solution…

You probably don’t need statistics to tell you that distracted driving is a huge problem. Take a glance at other drivers and you’ll almost always find someone looking down at his or her phone instead of watching the road. For many, “distracted driving” translates to “teens texting.” And while it is a huge problem with…

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Aruba, Jamaica … or Stuck in Newark? The Case for Travel Insurance

There’s no doubt that the Age of the Internet has changed the way we travel, from the way we book airfare and hotels to options that didn’t exist a few short years ago like Airbnb and other home-sharing services. The one thing that hasn’t changed about vacationing, though, is that things can and do go…

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Taken for a Ride: What to Know as a Ride-Sharing Passenger

In a recent post we addressed the changing picture of liability coverage for those working as drivers for ride-sharing service like Uber and Lyft (if you missed it, read it here).  But what are the risks to passengers of these wildly popular services? The first thing to understand is that in many cases individual states…

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5 Teen Texting and Driving Tips

Your teen receives a text. Thumbs flash, head bends forward, eyes only on the tiny screen in hand; the urge to connect, nearly irresistible. It is hard to imagine your teen (or any other teen) not responding. But that is exactly what young drivers must do to help stay safe on the road. Considering teens’…

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