Get Into The Holiday Spirit- Safely!

  Getting ready to deck out your home for the holidays? Learn about 10 common decorating hazards and how to avoid them. 1. Christmas tree fires: Set up your Christmas tree far from any heat sources, such as fireplaces, radiators or light fixtures. Make sure all lights are approved for tree use, and turn them…

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Autumn Maintenance Tips for Business Owners

  The changing seasons are an excellent time for property inspection and cleanup. You might have missed maintenance issues over the summer. Or maybe the heat and rain brought new issues to the surface. Add these tasks to your maintenance rundown to prevent injuries and damage. Repair outdoor walking surfaces Start your examination in the…

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How To Make Your Home Safer — and Possibly Save Money

Whether you’re rebuilding your property after a disaster or planning a major renovation to spruce up your home, it’s important to consider the impact that renovations could have on your cost of home insurance. These four home improvements could lower your insurance premiums. 1. Home security Did you know many insurers offer discounts for protective devices,…

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Avoid A Shocking Surprise From Your Building’s Electrical System

As the exterior and interior components of a building begin to wear, aging systems can fail, including electrical systems. Electrical systems must be well-maintained, otherwise they can become severe hazards to buildings and their inhabitants. The risks of allowing an electrical system to deteriorate include fires—which, according to the Federal Emergency Management Agency, caused nonresidential…

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An Empty Building is Full of Risks

Whether for reasons of financial difficulty or otherwise, your business may carry a number of vacant properties. When determining what kind of risk management efforts are necessary, it may seem that compared with managing a fully functioning commercial building, it would have substantially fewer hazards. There is less traffic, and therefore less liability—right? In reality,…

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Keep Warm Wisely: How to Safely Heat Your Maryland Home

Is there anything quite as pleasant as coming home to a warm and cozy house on a cold winter’s day? Home isn’t just where the heart is in the winter, it’s where the hearth is. Heat comes to us in many forms: electric, gas, portable space heaters, wood stoves, and fireplaces. All of these can…

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Summer Mishaps

Summer in Maryland is coming and with it is the opportunity to experience all kinds of warm-weather mishaps. Here are some common summer dangers and how to avoid them. Top 10 Summertime Accidents: Car accidents: More teenagers are killed in motor-vehicle accidents between Memorial Day and Labor Day than at any other time of year.…

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