Home Insurance
Valuable Insurance…for your Valuables!
The start of a new year is always a good time to review your insurance coverages, and it’s an especially opportune moment to look over the coverage for your valuable personal items. The holidays often bring new jewelry (lucky you!) or other higher-end gifts, and it’s important to understand what’s typically covered – and not…
Read MoreA Little Help: Avoiding Pitfalls in Hiring Domestic Assistance
In the age of the two-income household there’s been much greater demand for domestic help to do the things homeowners don’t have time (or perhaps the desire) to do, like housekeeping, gardening, cooking and child care. Having a little help can be, well, a big help … but there are potential pitfalls. Here’s how to…
Read MoreHome Security Systems – Do You Really Need One?
Keeping your home and family safe should be one of your top priorities. Specifically, it’s important to protect your household from the risk of invasion. After all, a home invasion can have numerous consequences—including stolen or damaged property and the potential for harm to your family. Fortunately, there are several things that you can do…
Read MoreCovered on Campus – Protecting Your Student at College
It’s the time of year when we start sending our children off to college, and there are seemingly hundreds of details to be attended to, from class schedules to roommates to new computers to be purchased. Add in the emotion of the moment (especially if it’s the first time) and it can all be a…
Read MoreStorm damage? What’s covered?
Every year, storms are responsible for felling countless trees and limbs. Unfortunately, some of those fallen trees damage homes and other property. Cleaning up the damage from a storm can be a difficult task, both physically and emotionally, and things can become especially tense when you discover that it’s your neighbor’s tree that damaged your…
Read MoreIs your home prepared for your vacation?
When you and your family are preparing to leave for a vacation, it’s easy to overlook basic home safety precautions. After all, there are a number of risks that could affect your home while you’re away—including fires, theft and flooding. In order to keep your property safe while you’re on vacation, consider the following guidance.…
Read MoreHurricane Season 2022 – Be Prepared
The 2022 Atlantic hurricane season began on June 1st, and the National Oceanic and Atmospheric Administration (NOAA) is predicting another “above normal” season, with 14 to 21 named storms. This follows the record-breaking 2021 season that had 21 named storms and seven hurricanes, four of which were considered major. 2021 was also the third most…
Read MoreHammered by Lumber Prices: Is Your Homeowners Coverage Affected?
By now you’ve heard about the surge in pricing for lumber and other building materials. How bad is it? The National Association of Home Builders reports overall increases of more than 300% since last year. Several factors have combined to create this perfect storm of spiraling costs: Stuck at home during the pandemic, many people…
Read MoreBe Smart about securing your Smart Home!
Smart devices for your home offer a wide range of conveniences, but every one also offers a new opportunity for hackers to gain access to your home network. This 90-second video offers six great tips to help keep your home secure.
Read MoreHow to Save Money on Home Insurance
While it may seem like a viable option to lower your property insurance coverage to save some money, this may end up costing you big in the long run. If your policy limits are too low, the cost to fix your home may exceed your limits. Limits on your homeowner’s insurance are established to protect…
Read More