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Home Safety

New Year, New Resolutions, New Insurance Rates

Resolving to make improvements to your health and habits in 2016 can do more than just improve your longevity, your quality of life, your appearance, and your attitude; it can also work to put more money in your pocket! How? Well, in addition to all the cash you’ll save by foregoing the daily double mocha…

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Home Health: Tips for Making Your Shelter Healthy

It’s the place where we seek rest and respite from the demands of the workday and the outside world. It’s where we spend quality time with friends and family. It’s where we cook, eat, sleep, shower, and sit by the fire. It is home, and it really is sweet. But is it Healthy? Surprisingly, your…

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Extravagant Holiday Gifts and How to Protect Them

Buying something special this year?  Camera equipment, jewelry, furs, electronics, etc.? It’s that time of year again, and most of us are making our lists and checking them twice. Some gifts – like those to our partners, children, nieces, and nephews – will be fun and heartfelt. Others – the ones to our colleagues, neighbors,…

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Storm Warnings: Did a storm trash your roof or damage your house?

After your home is damaged by wind, hail, or other natural elements, the storm isn’t necessarily over; in fact, it might be just the beginning. Here’s what you need to know about the storm-induced insurance process from diagnosing the damage to filing a claim and making repairs so that weathering your home’s recovery is as…

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Save a Bundle by Bundling?

From cell phone contracts to Internet packages, bundling is a popular way for companies of all kinds to hook you into multiple services, usually at a discount to you. Insurance companies are no exception, and bundling policies can often lead to significant savings and a streamlined experience for the consumer. But if you don’t read…

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Water Safety for Kids & Adults

When it’s hot, the cold water calls. If you’re lucky enough to have access to a lake, river, or community pool, it’s vital to know basic water safety in order to prevent serious consequences. Approximately 10 people die each day from unintentional drowning, and according to the Center for Disease Control, drowning is the leading…

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Backyard Summer Play

School’s out for summer, and that means that many parents in Maryland are opening their backyards to their children’s friends and neighborhood buddies. It’s a parent’s prerogative to keep all children safe, even those who are not their own; but did you know that you could be held liable if a child gets injured on…

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Smart Summer Hosting

For most American families, summer is outdoor celebration time, fireworks time, barbecue time, and fun-in-the-sun-by-the-pool time. If you’re the one who happens to be hosting, however, it’s important to recognize that these quintessential summer activities present unique risks, as well as potential liability issues. Are homeowners really responsible for their guests? Social host liability specifically…

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Guns in the Home?

In the United States, gun ownership is still a hot button issue. A 2014 study in the Annals of Internal Medicine reported that having a firearm in the home puts those in the household at higher risk of committing suicide or being the victim of a homicide. And approximately one third of American households keep…

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Summer Mishaps

Summer in Maryland is coming and with it is the opportunity to experience all kinds of warm-weather mishaps. Here are some common summer dangers and how to avoid them. Top 10 Summertime Accidents: Car accidents: More teenagers are killed in motor-vehicle accidents between Memorial Day and Labor Day than at any other time of year.…

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