Insurance Exclusions

Insuring Your Landscaping

For those of us in Maryland with a yard to take care of, by the end of summer, your outdoor living spaces are probably looking pretty sharp. You may have spent a lot of time and money on the outcome, but did you know that your homeowner’s policy may value high quality plants, mature trees,…

Scheduled Business Property

Last week, we discussed what other personal belongings you may want to insure separately. Here, let’s look at some business assets that might warrant additional coverage. Technology: Most companies use computers these days, and many also issue smartphones, tablets, or other devices to employees. A specialized business technology plan can cover accidental damage, liquid spills,…

Scheduled Personal Property – What Else Should I Insure?

Have you heard of supermodels insuring their legs or singers taking out a policy on their priceless vocal chords? That’s probably not necessary for most people, but many of us probably do have a few valuables that can and should be insured separately. A standard homeowner’s or renter’s policy will cover many of these items,…