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Insurance Exclusions

Insuring Your Landscaping

For those of us in Maryland with a yard to take care of, by the end of summer, your outdoor living spaces are probably looking pretty sharp. You may have spent a lot of time and money on the outcome, but did you know that your homeowner’s policy may value high quality plants, mature trees,…

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Scheduled Business Property

Last week, we discussed what other personal belongings you may want to insure separately. Here, let’s look at some business assets that might warrant additional coverage. Technology: Most companies use computers these days, and many also issue smartphones, tablets, or other devices to employees. A specialized business technology plan can cover accidental damage, liquid spills,…

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Scheduled Personal Property – What Else Should I Insure?

Have you heard of supermodels insuring their legs or singers taking out a policy on their priceless vocal chords? That’s probably not necessary for most people, but many of us probably do have a few valuables that can and should be insured separately. A standard homeowner’s or renter’s policy will cover many of these items,…

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