Lawsuits
Special Events Mean Special Attention To Coverage
If you own or run a business, sponsoring and participating in special events are great ways to support your local community. Good intentions won’t protect you from liability, however, if someone gets hurt or suffers property damage during a street festival, art show, outdoor concert or other event you or your employees may be involved…
Read MoreLet’s Talk About It! Who To Communicate With During a Workers’ Compensation Claim
Simply put, communicating with all relevant parties involved in workers’ compensation claims (e.g., employees, supervisors, medical providers and claims adjusters) not only provides a better experience for employees, but it also helps employers reduce costs associated with claims. Among other benefits, opening lines of communication to the different parties associated with claims can help employers:…
Read MoreEmployers – Be Careful with COBRA Notices!
Employers are seeing an increase in lawsuits from former employees alleging deficient (COBRA) election notices, with statutory penalties of up $110 per person per day. These lawsuits are generally class actions and can result in significant attorneys’ fee awards for successful ex-employees. The fact employers are struggling to comply with COBRA notice requirements means employers…
Read MoreBackground Checks: Security for the Security Industry
Employee background checks are a vital tool in many industries, especially those dealing with sensitive data or financial matters. When your business is ensuring the security of other businesses, though, the exposures get even greater and background checks become even more important. Roughly 10 percent of job applicants across all industries have a criminal record…
Read MoreAvoiding Customer Injury in Retail Settings
If you own or manage a retail establishment, a major source of liability exposure is the risk of injury to your customers. Unlike your employees, customers receive no safety training, and their ages can run the gamut to include those who are most prone to injury, children and the elderly. Here’s a look at what…
Read MoreTrampolines: Liabilities and Safety Precautions
Getting the kids outside and away from their electronic devices is a worthy goal for any parent. And after this past year, with most children doing their learning at home, the temptation to chase them outdoors has probably never been greater. Maybe that’s why sales of backyard trampolines continue to grow. If you have a…
Read MoreWhy Do I Need Personal Umbrella Liability Insurance?
Here’s an example of an all too common scenario we rarely think about: After a hectic work week, Jim was looking forward to a relaxing weekend with his wife and kids. He was just a few blocks from home when his cellphone rang. He glanced down to see who was calling. That split-second distraction was…
Read MoreEmployment Practices Liability Insurance (EPLI)
In recent posts, we’ve focused on preventing workplace harassment claims and on addressing harassment claims when they do occur. The reality of today’s business climate is that claims regarding sexual and other types of workplace harassment are more frequent than ever. And that’s just the beginning: firms are increasingly vulnerable to litigation on a range…
Read MoreUmbrella Insurance Explained
Interested in learning more about Umbrella Insurance? Click here to get a quote for an Umbrella Insurance Policy. Chances are you already have a number of different insurance policies in place. It’s almost inevitable, however, that even with all that protection, there are some cracks in your coverage. Umbrella insurance is designed to essentially seal…
Read MoreQuirky Workplace Lawsuits
It’s often noted that America is an excessively litigious society which may or may not be accurate, depending on who you ask. But there’s no question that the rules and regulations that have made it relatively easy to sue for personal injury in the US have resulted in some truly bizarre lawsuits and legal proceedings.…
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