Outdoor Safety
Splash! How’s the coverage on your PWC?
What is PWC Coverage? Personal watercraft coverage (PWC) may cover the following: Bodily injury to yourself, another rider, or swimmer injured in your path Property damage to items such as docks, other PWCs or boats Guest passenger liability Medical payments Theft of your PWC A typical policy will include a $250 deductible for property damage,…
Read MoreAvoiding Worksite Injuries in Winter
Falls and other accidents on the jobsite are too common in construction at any time of year, and the winter month bring even greater risk exposure. Here are some suggestions to minimize winter dangers on the worksite. Budget time differently: Outdoor projects in the winter will not proceed at the same pace as work done…
Read MoreTrampolines: Liabilities and Safety Precautions
Getting the kids outside and away from their electronic devices is a worthy goal for any parent. And after this past year, with most children doing their learning at home, the temptation to chase them outdoors has probably never been greater. Maybe that’s why sales of backyard trampolines continue to grow. If you have a…
Read MoreSkin Cancer: A Scary Reality
It’s summer. The weather’s warm, the watermelon’s on the picnic table and the water in the swimming pool is just right. You want to be carefree, lighthearted, and let your guard down. But there’s one area in which having your guard up can potentially save your life: sun protection. Skin cancer is steadily on the…
Read MoreSpring Cleaning for Outdoor Fun
As winter’s lingering shadow lessens, and the sun shines brighter and warmer every day, it’s an ideal time to give your front and back yards a thorough spring cleaning in preparation for a long stretch of satisfying, beautiful, and safe outdoor fun. Here are some suggestions for outdoor spring cleaning: Rake it up! Put the…
Read MoreNational Lawn and Garden Month
It’s fitting that the month during which we celebrate Earth Day is also National Lawn & Garden Month. Spring in Maryland is finally in full force, and this is the ideal time to nurture and beautify your own small patch of earth – your yard or garden. Here are some earth-friendly ways to turn your…
Read MoreFun Overload: When Good Times Get Out of Hand
March is a much anticipated month in Maryland, when many of us start shedding our winter layers in excited preparation for the coming spring. In addition to extra clothes, however, some folks also shed their common sense. There is such thing as having too much fun, and a few times illustrate that better than the…
Read MoreNew Year, New Resolutions, New Insurance Rates
Resolving to make improvements to your health and habits in 2016 can do more than just improve your longevity, your quality of life, your appearance, and your attitude; it can also work to put more money in your pocket! How? Well, in addition to all the cash you’ll save by foregoing the daily double mocha…
Read MoreBackyard Summer Play
School’s out for summer, and that means that many parents in Maryland are opening their backyards to their children’s friends and neighborhood buddies. It’s a parent’s prerogative to keep all children safe, even those who are not their own; but did you know that you could be held liable if a child gets injured on…
Read MoreSummer Mishaps
Summer in Maryland is coming and with it is the opportunity to experience all kinds of warm-weather mishaps. Here are some common summer dangers and how to avoid them. Top 10 Summertime Accidents: Car accidents: More teenagers are killed in motor-vehicle accidents between Memorial Day and Labor Day than at any other time of year.…
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