Is Your Vehicle Ready for Winter Weather?

Winter is here with cold temperatures, fog, snow and ice. Now is the time to prepare your vehicle for hazardous conditions and treacherous driving. Try these 6 tips to be ready: 1. Ensure fluids are at the proper levels Check your antifreeze levels and ensure it’s rated for the temperatures in your area of the…

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Make Sure Your Frame Construction Project Is Picture Perfect

A building’s frame is an integral component of structural integrity. While several techniques exist for frame construction, under ISO Construction Class 1, frame construction refers to buildings with combustible exterior walls, floors and roofs, or buildings with noncombustible or slow-burning exterior walls with combustible floors and roofs. It’s typical for the exterior walls to be…

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Diamonds Are a Girl’s Best Friend: Insurance for Valuables

Jewelry is one of the world’s oldest archaeological artifacts, having been used for centuries across cultures to mark social status, store wealth and symbolize personal meaning. In the 21st century, it’s common to own designer jewelry collections, engagement and wedding rings, and antique heirlooms. But whether a Rolex watch, an engagement ring or grandma’s authentic…

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What Is Supply Chain Interruption Insurance?

A business supply chain is generally organized into three primary parts, or links, all of which can suffer interruption and cause financial loss to others in the product flow: The parties and processes involved in getting raw materials or components to a manufacturer The manufacturing process itself The distribution of goods for eventual sale to…

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Get There Safely: Winter Driving Hazards

Motorists navigate a city street in white out conditions.

In the United States, motor vehicle crashes are a leading cause of death for people ages one to 54. In 2022 alone, about 42,795 people died in motor vehicle traffic crashes, according to the National Highway Traffic Safety Administration (NHTSA). Driving during the holidays or over a holiday weekend increases your odds of being in an…

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Special Events Mean Special Attention To Coverage

If you own or run a business, sponsoring and participating in special events are great ways to support your local community. Good intentions won’t protect you from liability, however, if someone gets hurt or suffers property damage during a street festival, art show, outdoor concert or other event you or your employees may be involved…

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Manage Subcontractor Default Risk

The success of any construction project depends on hiring qualified subcontractors and making sure they can finish the job on time and within budget. Too many construction projects have gone bad due to subcontractor problems, whether it’s scheduling issues, lack of skilled labor, financial difficulties or a contract dispute. You can take steps to avoid…

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Let It Snow! (Safely): Winterize Against Workers’ Comp Claims

In many parts of the United States, the onset of winter weather means an increase in workers’ compensation claims. Blizzards, winter storms, snow, sleet, ice and freezing temperatures can lead to various occupational and workplace injuries and illnesses. According to the Bureau of Labor Statistics, there were 20,460 occupational injuries related to snow, ice, sleet…

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Business AI Chatbot Risks and Cybersecurity Solutions

Artificial intelligence (AI) chatbots have emerged as a leading innovation across multiple industries, from health care to banking to hospitality. These AI-powered assistants can enhance customer service, boost efficiency, perform tasks 24/7 and save business resources. But the chatbot explosion has also created a new playground for hackers, raising concerns over chatbot security. Don’t let…

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Get Into The Holiday Spirit- Safely!

  Getting ready to deck out your home for the holidays? Learn about 10 common decorating hazards and how to avoid them. 1. Christmas tree fires: Set up your Christmas tree far from any heat sources, such as fireplaces, radiators or light fixtures. Make sure all lights are approved for tree use, and turn them…

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