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Risk Management

Your Commercial Property Insurance Rating: How to COPE

Rating commercial properties for insurance purposes is complex work done by experienced underwriters. While you’ll probably never need to have that level of knowledge, a basic understanding of how properties are rated is useful, especially if you’re considering multiple options for the next location of your business. Let’s take a look: The first decision an…

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HR Hotline – Real People, Real Answers

In a recent post we discussed our HR and Compliance Portal, our online portal for convenient access to resources on safety, compliance and much more (read about it here). While this portal is a vast and searchable resource, sometimes you need a little personal guidance, especially when it comes to matters of Human Resources. Chances…

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Reporting Workers’ Compensation Claims: Act Quickly

There’s often some confusion over the proper steps to take when a workplace injury occurs. Here’s a look at what needs to happen in the event of an injury. The most important overall consideration is time. You’ll obviously want workers to promptly seek medical attention, but follow-up interviews and reporting should be done quickly also.…

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Trampolines: Liabilities and Safety Precautions

Getting the kids outside and away from their electronic devices is a worthy goal for any parent. And after this past year, with most children doing their learning at home, the temptation to chase them outdoors has probably never been greater. Maybe that’s why sales of backyard trampolines continue to grow. If you have a…

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Deepfakes: What They Are and Why Your Business is at Risk

If you’ve recently scrolled through your Facebook feed and been startled to see a famous movie scene, but with your friend’s face in place of the actor, you have an idea of what deepfake technology can do. A deepfake is essentially a sophisticated forgery of an image, video or audio clip, done using artificial intelligence…

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And the Verdict is … Expensive.

The National Law Journal recently released its list of the Top 100 Verdicts of 2019, “Top 100” referring to the dollar value of the awards. The list should capture the attention of every business owner, especially those in higher-risk verticals. Divided into categories including construction, manufacturing, premises liability and motor vehicle accidents, the Top 100…

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How to Save Money on Home Insurance

While it may seem like a viable option to lower your property insurance coverage to save some money, this may end up costing you big in the long run. If your policy limits are too low, the cost to fix your home may exceed your limits. Limits on your homeowner’s insurance are established to protect…

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Making Your Day Easier with our Client Portal!

At Consolidated Insurance, our belief has always been that we best serve our clients as not just a broker, but as a partner in helping their businesses better manage their risk. To that end, we’re proud to re-introduce the HR and Compliance Client Portal (formerly MyWave Connect), a time-saving online resource that puts clients in…

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Back to School for Consolidated too…Virtually!

Over 80% of the insurance-licensed staff here at Consolidated hold at least one insurance designation, and many hold more than one. From well-known certifications like CIC (Certified Insurance Counselor), ACSR (Accredited Customer Service Representative), CLCS (Commercial Lines Coverage Specialist), CAWC (Certified Authority on Workers’ Compensation), CISR (Certified Insurance Service Representative), and AAI (Accredited Advisor in …

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Civil Unrest and Your Business

As civil unrest has unfolded across the country with some protests turning to violence and destruction, business owners have good reason for concern, especially as many are just beginning to recover from the economic effects of the coronavirus pandemic. There are steps you can take to protect your business in these unpredictable situations. Here are…

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