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Risk Management

Commercial Property Checklist

As a commercial property owner, you can help to maintain a better risk management profile for your building by inspecting on a routine basis to ensure everything is in working order and identifying potential issues before they become severe. Covering everything from fire protection to housekeeping, this checklist will help you to perform a comprehensive…

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Clothing Stores and OSHA Violations

retail-clothing-store-osha-violations

The Occupational Safety and Health Administration (OSHA) tracks and reports their most frequently cited standards within particular industries. The table below looks at violations in the retail clothing industry in 2021, including the type of violation, the OSHA standard cited and the average cost per violation (ACV).   Description of Violation Cited Standard Number ACV*…

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Common Types of Construction Insurance

As contractors, it’s important to understand what types of insurance your business should have and why. You work hard – make sure you’re properly covered for unforeseen circumstances that could harm your business. Check out this list of recommended insurance policies: Workers’ compensation—Workers’ compensation covers work-related employee injuries or illnesses. While injuries are infrequent, they…

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Winterize Vehicles for Storage

As winter approaches, it’s time to think about safely storing your recreational vehicle, classic car, or any other vehicle that won’t be in use, to avoid damage from the harsh weather and roads. By doing so, you can keep your vehicle in good condition for spring. Utilize the following guidance to properly prepare and store…

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Risk Exposures for Landscaping Companies

Creating beautiful outdoor areas can be rewarding work, but running a landscaping business also brings its challenges. Besides obvious concerns like the weather, landscape contractors need to consider their risk exposures. While some of these are similar to those encountered by other contractors, landscaping also has its own set of unique risk exposures. Let’s take…

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Reducing the Risk in Retail Cash Transactions

In the age of Venmo, Zelle, cryptocurrency and just plain old credit and debit cards, the topic of cash transactions might seem sort of 20th-century. But some businesses do still rely on cash for at least a portion of their transactions, and younger employees especially might not have much experience in handling cash. Let’s take…

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$afety Pays!

In manufacturing as in most businesses, every dollar counts. And putting those dollars towards new safety initiatives might not be a top priority. Who needs another expense in these economic times? But money spent on safety is often an investment that improves the bottom line. Here’s why: Employers across the United States pay almost $1…

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Risk Management for the Supply Chain

You’re probably tired of hearing about issues with the supply chain since the pandemic. While lean production helps companies stay efficient, it also amplifies the possibility of disruption when there’s no stock on hand to cover a hiccup from farther up the chain. The results of these widespread issues with the supply chain go far…

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Growing on You – Vegetation and Commercial Buildings

There’s a growing trend towards adding trees, bushes, shrubs and other vegetation to the exterior of commercial buildings, and for good reason. The addition of just about any kind of planting is a good thing for the environment and our air quality, and trees or shrubs can offer a touch of character to a building,…

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Retail Workers – Stay Alert!

Working in retail puts you at particular risk of confronting a thief or intruder for many reasons, such as: Handling money Night-time shifts or finishing shifts after dark Working alone or in small numbers Easy escape Poor visibility It is a good idea to prepare now so that if you are ever faced with the…

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