Skip to content

Risk Management

Commercial Auto Premiums – can you control them?

Commercial auto insurance rates are based on several factors – some you can control and others that you can’t! Frequency and severity of crashes, auto repair costs, medical and hospital costs, lawsuits and court judgments, insurance fraud, vehicle type, and deductibles are all variables dictating your premiums. This means that while your company’s inherent level…

Read More

General Liability Insurance – Your Company’s Defense

Even in the most well-run businesses, incidents happen. Whether these incidents result in property damage, bodily injury or both, they can be costly for businesses to deal with. As such, it is important for your business to be covered for a variety of possible risks. A commercial general liability (CGL) policy protects your business from…

Read More

HR Hotline – Real People, Real Answers

In a recent post we discussed our HR and Compliance Portal, our online portal for convenient access to resources on safety, compliance and much more (read about it here). While this portal is a vast and searchable resource, sometimes you need a little personal guidance, especially when it comes to matters of Human Resources. Chances…

Read More

A Supervisor’s Role in Workers’ Compensation

Supervisors play an essential role in ensuring a company’s efficiency and success. They are responsible for handling the everyday situations that help a business remain functional. Further, supervisors are also an integral part of workplace safety programs. Such programs utilize risk management techniques to keep employees safe on the job, thus reducing workers’ compensation costs.…

Read More

Cyber Security for Small Businesses

Despite significant cyber security exposures, 85% of small business owners believe their company is safe from hackers, viruses, malware or a data breach. This disconnect is largely due to the widespread, albeit mistaken, belief that small businesses are unlikely targets for cyber attacks. In reality, data thieves are simply looking for the path of least…

Read More

Conveyor Belt Safety – Don’t Become a Statistic!

Unnecessary workplace accidents can occur when employees do not think before they act or avoid taking precautions to prevent accidents. Keeping safety top of mind is especially important when working with potentially dangerous machinery like conveyor belts, specifically in a warehouse or wholesale facility. In fact, the Occupational Safety and Health Administration frequently cites conveyor…

Read More

Structural Issues and Aging Buildings

Facilities managers need to keep a close eye on all components that make up a building’s functionality. While it may seem that structural issues only refer to the foundation and walls, the reality is that all systems within a building must be working optimally to keep the building structurally sound for the long haul. Many…

Read More

Risk Management – Retail Operations

Owning and operating a retail store can be a fulfilling experience. Years of hard work, risk-taking and financial investments have allowed you to turn your dreams of opening a store of your own into a reality. Depending on the specific type of store you manage, there are a number of exposures to consider, including risks…

Read More

Making Your Day Easier with our Client Portal!

At Consolidated Insurance, our belief has always been that we best serve our clients as not just a broker, but as a partner in helping their businesses better manage their risk. To that end, we’re proud to re-introduce the HR and Compliance Client Portal (formerly MyWave Connect), a time-saving online resource that puts clients in…

Read More

Leading the Way: Ransomware Attacks in Manufacturing

For all the concerns about the manufacturing sector and how it’s been affected by supply chain issues, there is one area where manufacturing leads all other industries: ransomware attacks. According to Advisen loss data, ransomware attacks in manufacturing doubled from 2019 to 2021, making it the most targeted industry. This marks a shift from previous…

Read More
Skip to content