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Weather Safety

Storm damage? What’s covered?

Every year, storms are responsible for felling countless trees and limbs. Unfortunately, some of those fallen trees damage homes and other property. Cleaning up the damage from a storm can be a difficult task, both physically and emotionally, and things can become especially tense when you discover that it’s your neighbor’s tree that damaged your…

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Hurricane Season 2022 – Be Prepared

The 2022 Atlantic hurricane season began on June 1st, and the National Oceanic and Atmospheric Administration (NOAA) is predicting another “above normal” season, with 14 to 21 named storms. This follows the record-breaking 2021 season that had 21 named storms and seven hurricanes, four of which were considered major. 2021 was also the third most…

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Avoiding Worksite Injuries in Winter

Falls and other accidents on the jobsite are too common in construction at any time of year, and the winter month bring even greater risk exposure. Here are some suggestions to minimize winter dangers on the worksite. Budget time differently: Outdoor projects in the winter will not proceed at the same pace as work done…

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Winter Safety: Driving

Losing control of a car is undoubtedly one of the most frightening experiences behind the wheel. Unfortunately, it is a potential side effect when the temperatures turn frigid and the roads get slick with ice or snow. One of the most dangerous winter driving hazards is skidding, which, at high speeds, could result in a…

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Are You Prepared for a Hurricane?

The Atlantic hurricane season lasts from June to November, with the peak season from mid-August to late October. Even though we have no imminent warnings or watches yet, there are some basic things you can to do to prepare: Build an emergency kit and make a family communications plan. Contact Consolidated Insurance + Risk Management…

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Weather or Not – What’s Covered by Your Homeowners’ Policy?

The winter months usually bring more severe weather and much lower temperatures, and that often means an increase in weather-related damages to homes as well. What’s covered by a typical homeowners’ policy, and what isn’t? Frozen Pipes: Water expands when it freezes, and that’s bad news for copper pipes especially. Pipes exposed to low temperatures…

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Be Prepared for Roadside Emergencies

Expect the best and prepare for the worst, the saying goes. While vehicles overall are very reliable these days, breakdowns and accidents do happen, as do sudden changes in weather that could leave you stranded. Some auto insurance policies offer roadside assistance for a minimal annual cost – take advantage of this! In case you…

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Still Standing: How to Help Your Maryland Home Survive a Storm

How would your home fare in a storm? Consider the following tips for making your home as impervious to the wild whims of Mother Nature as possible: Roof: When installing a roof, use a covering that is specially designed to resist high winds. Seal all the joints of your roof sheathing with rubberized, self-stick asphalt…

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Hurricane Property Preparation Checklist

Make sure your vehicles have full tanks of gas If you have to leave a vehicle behind, make sure it is not in a low lying area prone to flooding Top off or fill fuel tanks for outdoor grills in case they become your primary cooking appliance Stake small trees, shrubs, and garden plants that…

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Flood Safety

Need a flood insurance quote? Click here for a Flood Policy Quote from Consolidated. Flooding causes more property damage than any other weather related event and occurs in all 50 states. You should understand potential flood vulnerabilities you may have at home. The Red Cross or the local planning and zoning department can help you…

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