10 Benefit Trends To Know in 2024

When it comes to employee benefits, no year is ever the same. But recent years have made “different” seem like a vast understatement. Expect more changes in 2024 as economic uncertainty and emotional burnout affect employee health and finances. Other driving forces will stem from generative artificial intelligence (AI), evolving workplace expectations, labor market fluctuations…

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Make Sure Your Frame Construction Project Is Picture Perfect

A building’s frame is an integral component of structural integrity. While several techniques exist for frame construction, under ISO Construction Class 1, frame construction refers to buildings with combustible exterior walls, floors and roofs, or buildings with noncombustible or slow-burning exterior walls with combustible floors and roofs. It’s typical for the exterior walls to be…

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Special Events Mean Special Attention To Coverage

If you own or run a business, sponsoring and participating in special events are great ways to support your local community. Good intentions won’t protect you from liability, however, if someone gets hurt or suffers property damage during a street festival, art show, outdoor concert or other event you or your employees may be involved…

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Using Your Employee Benefits To Combat the Winter Blues

The drop in temperatures can also mean a worrisome drop in employee moods. In a survey by the workplace consultancy Peldon Rose, half of individuals said that winter has a negative impact on how they feel at work, and one-third said it decreases their productivity. But your employee benefits and accompanying workplace initiatives can be…

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Let It Snow! (Safely): Winterize Against Workers’ Comp Claims

In many parts of the United States, the onset of winter weather means an increase in workers’ compensation claims. Blizzards, winter storms, snow, sleet, ice and freezing temperatures can lead to various occupational and workplace injuries and illnesses. According to the Bureau of Labor Statistics, there were 20,460 occupational injuries related to snow, ice, sleet…

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The First 24 Hours After an Injury

The moment an injury occurs, it initiates a sequence of events that can last for weeks or even months. But no matter how prolonged the recovery period, the first 24 hours after an injury are the most crucial. To respond effectively to an incident, the majority of the action items should occur within 24 hours.…

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Let’s Talk About It! Who To Communicate With During a Workers’ Compensation Claim

Simply put, communicating with all relevant parties involved in workers’ compensation claims (e.g., employees, supervisors, medical providers and claims adjusters) not only provides a better experience for employees, but it also helps employers reduce costs associated with claims. Among other benefits, opening lines of communication to the different parties associated with claims can help employers:…

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Let us tailor a policy for you!

Clothing manufacturers have faced complicated challenges over the past few years. Supply chain interruptions, cargo theft and new workplace safety demands have drastically changed the standard insurance portfolio for clothing and textile producers. Here, we’ll look at the basics and some of the specialized products you should consider. Commercial general liability insurance is the baseline…

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Constructions Risks? A team can help!

Construction is a high-risk business, from the types of hazardous work being performed to the financial uncertainty of on-time payments and the potential for lawsuits. Once you’ve identified the risk areas in your construction business, you’ll need to gather key people with expertise in your business to build a risk management team. Use this checklist…

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Assemble an Insurance Program for Your Manufacturing Business!

Whether you fabricate parts, assemble finished products, or build machinery from start to finish, your manufacturing business has risks at every stage of production. Your structures, employees, networks, inventory and financial assets need protection even long after your products have left the building. A comprehensive suite of insurance policies can guard your company from financial…

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