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Worker’s Compensation

Common Types of Construction Insurance

As contractors, it’s important to understand what types of insurance your business should have and why. You work hard – make sure you’re properly covered for unforeseen circumstances that could harm your business. Check out this list of recommended insurance policies: Workers’ compensation—Workers’ compensation covers work-related employee injuries or illnesses. While injuries are infrequent, they…

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Risk Exposures for Landscaping Companies

Creating beautiful outdoor areas can be rewarding work, but running a landscaping business also brings its challenges. Besides obvious concerns like the weather, landscape contractors need to consider their risk exposures. While some of these are similar to those encountered by other contractors, landscaping also has its own set of unique risk exposures. Let’s take…

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$afety Pays!

In manufacturing as in most businesses, every dollar counts. And putting those dollars towards new safety initiatives might not be a top priority. Who needs another expense in these economic times? But money spent on safety is often an investment that improves the bottom line. Here’s why: Employers across the United States pay almost $1…

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Insurance for Construction: What You’re Missing

If you’re still price-shopping insurance for your construction business every year at renewal time, chances are good that you’re missing out on some important benefits. The cost of your coverage is important, of course, but more important are your overall risk profile and the service you’ll receive. Let’s take a look at four key issues…

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Say what? I can’t hear you…

Nearly half (46%) of manufacturing workers have been exposed to hazardous noise levels at some point during their employment, according to the American Journal of Industrial Medicine. Equipment such as rotors, power tools, stators, gears, fans, impact processes and electrical machinery can all generate significant amounts of noise, which can negatively affect employees’ hearing. Prolonged…

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Workers’ Compensation Claim Costs – Direct and Indirect

Workers’ compensation claims have a variety of different costs associated with them. Some of these costs are expected costs, while others are unexpected. Here’s the difference between these terms: Expected costs are those that are covered by workers’ compensation insurance. Such expenses are commonly referred to as direct costs. Unexpected costs are those that workers’…

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Demystifying Workers’ Compensation: Zenjuries

Being in control of your risk profile helps you to tell a better story to insurers, but it can be difficult to feel like you’re in control when the topic is workers’ compensation insurance. Many employers find the world of workers’ comp to be overly complex and frustrating. In some organizations, the record-keeping, compliance and…

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Workers’ Compensation: The Importance of Processes

“Trust the process,” goes the saying. That’s especially true when it comes to the topic of workers’ compensation (WC). Often perceived as costly and confusing, WC can make employers feel as if they’re not in control. There are steps companies can take to positively influence WC outcomes, though. Let’s take a look: More Safety Equals…

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HR Hotline – Real People, Real Answers

In a recent post we discussed our HR and Compliance Portal, our online portal for convenient access to resources on safety, compliance and much more (read about it here). While this portal is a vast and searchable resource, sometimes you need a little personal guidance, especially when it comes to matters of Human Resources. Chances…

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A Supervisor’s Role in Workers’ Compensation

Supervisors play an essential role in ensuring a company’s efficiency and success. They are responsible for handling the everyday situations that help a business remain functional. Further, supervisors are also an integral part of workplace safety programs. Such programs utilize risk management techniques to keep employees safe on the job, thus reducing workers’ compensation costs.…

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