general liability insurance

What Liability Exposures Do Your Organization Face?

Almost every organization faces commercial liability exposures. A commercial liability loss exposure is a condition or situation that presents the possibility of an organization becoming legally and financially responsible for injury, harm or damage to another party. These exposures stem from the kind of work an organization performs and where that work is executed. They…

Uh Oh! Your Subcontractor Messed Up!

Overall growth of the U.S. construction industry has been robust in recent years. But when the construction industry sees an upturn, so do faulty workmanship claims. When you enter into a construction contract, your customers assume the materials and services will be delivered and perform according to specifications. Even if you don’t explicitly write this…

Commercial General Liability Insurance Trends

The general liability market has consistently underperformed for insurance carriers in recent years. As claims have increased in frequency and severity, insurance carriers have responded by tightening underwriting standards, deploying less capacity and seeking rate increases. Despite recent trends, carriers have begun to see some improvement in general liability results. In 2022, it’s predicted that…