Let It Snow! (Safely): Winterize Against Workers’ Comp Claims

In many parts of the United States, the onset of winter weather means an increase in workers’ compensation claims. Blizzards, winter storms, snow, sleet, ice and freezing temperatures can lead to various occupational and workplace injuries and illnesses. According to the Bureau of Labor Statistics, there were 20,460 occupational injuries related to snow, ice, sleet…

Read More

Autumn Maintenance Tips for Business Owners

  The changing seasons are an excellent time for property inspection and cleanup. You might have missed maintenance issues over the summer. Or maybe the heat and rain brought new issues to the surface. Add these tasks to your maintenance rundown to prevent injuries and damage. Repair outdoor walking surfaces Start your examination in the…

Read More

Make Safe Driving Your Business

Vehicle-related crashes are the leading cause of work-related deaths. In addition to the potential for loss of life, work-related automobile accidents expose businesses to liability risks, legal expenses, lost time, decreased productivity, and increased insurance and workers’ compensation rates. Whether your business leases a single passenger car or owns an entire fleet of commercial vehicles,…

Read More

How To Make Your Home Safer — and Possibly Save Money

Whether you’re rebuilding your property after a disaster or planning a major renovation to spruce up your home, it’s important to consider the impact that renovations could have on your cost of home insurance. These four home improvements could lower your insurance premiums. 1. Home security Did you know many insurers offer discounts for protective devices,…

Read More

What Liability Exposures Do Your Organization Face?

Almost every organization faces commercial liability exposures. A commercial liability loss exposure is a condition or situation that presents the possibility of an organization becoming legally and financially responsible for injury, harm or damage to another party. These exposures stem from the kind of work an organization performs and where that work is executed. They…

Read More

Retail Workers – Stay Alert!

Working in retail puts you at particular risk of confronting a thief or intruder for many reasons, such as: Handling money Night-time shifts or finishing shifts after dark Working alone or in small numbers Easy escape Poor visibility It is a good idea to prepare now so that if you are ever faced with the…

Read More