We pride ourselves in having a high level of insurance acumen and have a passion to share our experience with clients. Here you can find informative articles on insurance, safety, and risk for you, your family, or your business. Each article includes a link for you to share with anyone who may benefit.
Check out our Education Blog for articles on insurance, safety and risk for you, your family or your business.
We hope that you’ll never lose any of your valued possessions to fire, theft, storm damage or some other catastrophe. But under the heading of “expect the best and prepare for the worst,” you should take the time to create a home inventory just in case. A thorough and well-documented inventory will save you quite…Read More
There’s no good time or place for a fire, but a fire at your place of business can be especially costly. In many cases the costs associated with the physical damages and restoration take a backseat to the costs of the interruption to business activities. Income can very quickly slow to a trickle or stop…Read More
We’re always on the lookout for resources that help our clients better manage any kind of risk, because being in control of your risk profile helps you to tell a better story to insurers. Many businesses would agree that the world of workers’ compensation insurance is among their biggest headaches. The paperwork, regulatory requirements and…Read More
With all the high-profile hacking and ransomware incidents in the news lately, from Baltimore City’s ransomware woes to Atlanta losing eight years’ worth of body-camera video, you’re probably wondering what steps you can take to insulate your company and yourself. The answer begins with understanding how many hackers operate. You might picture a hacker hunched…Read More
Though your benefits package may be quite substantial, your employees may not know it or may not understand some of the benefits you offer. Helping employees understand their total compensation can raise morale and may increase loyalty to your company. To assist your employees in fully comprehending their benefits package, consider providing a total compensation…Read More
In a recent post we discussed MyWave Connect, our online portal for convenient access to resources on safety, compliance and much more (read about MyWave Connect here). While MyWave Connect is a vast and searchable resource, sometimes you need a little personal guidance, especially when it comes to matters of Human Resources. Chances are that…Read More
Many states require personal injury protection (PIP) coverage for their motorists, and Maryland is among them. Insurers must offer a minimum of $2,500 in PIP coverage to automobile policyholders. Here’s a brief explanation of PIP and why you should consider it as a part of your risk management strategy. PIP insurance is a form of…Read More
At Consolidated Insurance, our belief has always been that we best serve our clients as not just a broker, but as a partner in helping their businesses better manage their risk. To that end, we’re proud to re-introduce MyWave Connect, a time-saving online resource that puts clients in control of customized compliance information and much…Read More
When you hear the term “succession planning,” you probably think of exit strategies for a business owner: selling the business or handing it off to one or more family members when it’s time to retire, or when death or illness mandates a change. But true succession planning goes far beyond who will own the company…Read More
Probably the top concern we hear from our business clients these days is how hard it’s become to find and hire great new employees. With unemployment running at record lows thanks to a ten-year run of uninterrupted economic growth, there’s no shortage of opportunities out there for qualified candidates in nearly any field. Combine that…Read More
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Consolidated provides this information for general informational purposes. Nothing on this page is intended to constitute legal advice or to address specific risk management situations. Consolidated is not responsible for any errors or omissions in these entries, nor in the source materials used to create them.