Education

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We pride ourselves in having a high level of insurance acumen and have a passion to share our experience with clients. Here you can find informative articles on insurance, safety, and risk for you, your family, or your business. Each article includes a link for you to share with anyone who may benefit.

Education Blog

Check out our Education Blog for articles on insurance, safety and risk for you, your family or your business.

Commercial Auto Insurance – Keeping Your Business on the Road

September 12, 2019

If you run a service company with a fleet of dozens of vehicles, you probably have a solid understanding of the importance of commercial auto insurance. But even businesses with only a few company vehicles will benefit from commercial auto coverage. Following is a brief rundown of the benefits you should expect from commercial auto…

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Coming in 2020: Changes to Your HSA & HDHP Limits

September 4, 2019

As is typical at this time of year, the IRS has announced changes to the limits for Health Savings Accounts (HSAs) and High Deductible Health Plans (HDHPs) for calendar year 2020. Here’s what’s happening: The contribution limit for HSAs will increase by $50 for individuals, from $3,500 to $3,550. The family contribution limit will rise…

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Back to School – for Consolidated too!

August 21, 2019

Nearly 80% of the insurance-licensed staff here at Consolidated hold at least one insurance designation, and many hold more than one. From well-known certifications like CIC (Certified Insurance Counselor), ACSR (Accredited Customer Service Representative), CLCS (Commercial Lines Coverage Specialist), CAWC (Certified Authority on Workers’ Compensation), CISR (Certified Insurance Service Representative), and AAI (Accredited Advisor in …

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Oh, Deer! Avoiding – and Dealing With – Animal Collisions

August 14, 2019

Of all the hazards we encounter in our daily driving, the behavior of deer and other wildlife might be the most unpredictable. Wild animals can move quickly and in seemingly random directions, and encounters with moving vehicles happen all too often. The good news is that collisions between vehicles and deer were down slightly nationwide…

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Voluntary Benefits: Educate Your Employees

July 31, 2019

In an era of record-low unemployment rates, many companies are struggling to attract and retain the best employees. Of course, a great way to set your firm apart from competitors is to offer a comprehensive benefits package, but many employers fail to consider the value of not only employer-provided benefits, but voluntary benefits as well.…

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Community Involvement – Consolidated Cares!

July 24, 2019

One of our guiding principles at Consolidated Insurance is our belief in being good partners in the communities we serve. Many companies do good work with their financial support of various charities, but at Consolidated we take that commitment a step further with regular and active participation in community events by our team. The Consolidated…

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A Home Inventory – Why You Need One and How to Do It

July 17, 2019

We hope that you’ll never lose any of your valued possessions to fire, theft, storm damage or some other catastrophe. But under the heading of “expect the best and prepare for the worst,” you should take the time to create a home inventory just in case. A thorough and well-documented inventory will save you quite…

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Commercial Fire Coverage

July 10, 2019

There’s no good time or place for a fire, but a fire at your place of business can be especially costly. In many cases the costs associated with the physical damages and restoration take a backseat to the costs of the interruption to business activities. Income can very quickly slow to a trickle or stop…

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Zenjuries: Your Workers’ Comp Solution

June 26, 2019

We’re always on the lookout for resources that help our clients better manage any kind of risk, because being in control of your risk profile helps you to tell a better story to insurers. Many businesses would agree that the world of workers’ compensation insurance is among their biggest headaches. The paperwork, regulatory requirements and…

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Credential Stuffing: The Path of Least Resistance for Hackers

June 12, 2019

With all the high-profile hacking and ransomware incidents in the news lately, from Baltimore City’s ransomware woes to Atlanta losing eight years’ worth of body-camera video, you’re probably wondering what steps you can take to insulate your company and yourself. The answer begins with understanding how many hackers operate. You might picture a hacker hunched…

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Consolidated provides this information for general informational purposes. Nothing on this page is intended to constitute legal advice or to address specific risk management situations. Consolidated is not responsible for any errors or omissions in these entries, nor in the source materials used to create them.