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We pride ourselves in having a high level of insurance acumen and have a passion to share our experience with clients. Here you can find informative articles on insurance, safety, and risk for you, your family, or your business. Each article includes a link for you to share with anyone who may benefit.

Education Blog

Check out our Education Blog for articles on insurance, safety and risk for you, your family or your business.

How Secure Is Your Online Retail Network?

September 21, 2023

With the increasing popularity of smartphones and tablets, access to online shopping websites is only a fingertip away for most consumers. As a result, the online retail industry is an increasingly attractive target for major cyber attacks. The results—including tarnished reputations, lost sales and costly lawsuits—can be devastating. This happened to Zappos, a large online…

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Are Your Employees Satisfied With Their Benefits?

September 19, 2023

A recent study from Metlife found that an increasing number of employees feel they are not receiving the benefits they need from employers. Employee satisfaction with benefit offerings has fallen to 61% in 2023 from 64% in 2022, reaching its lowest point in the past decade of the study’s history. One significant reason for this…

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Contractors – do you know how to insure your project?

September 14, 2023

Not long ago, owners, general contractors, subcontractors, architects and engineers on large construction projects all had separate general liability insurance. On-site contractors also secured their own workers’ compensation insurance. According to the International Risk Management Institute, all these insurance coverages added about 6% to the total project cost. Often, project participants were confused about who…

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5 Home Winterization Tips for Snowbirds

September 6, 2023

Headed someplace warm for the winter, or for part of it? Make sure your home is protected from damage … see the tips in this infographic (click here to view full size):

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3-D Printing: Benefits and Risks

September 5, 2023

3-D printing has taken off in recent years. An additive manufacturing technique, it is the process of printing layers of material on top of one another to “grow” a product. Product creation relies on computer-aided design (CAD) files. Stereolithography software reads the CAD file and uses a material such as paper, powder or metal to…

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Look Up….Look Out!

August 25, 2023

Prevent Falling Merchandise! Objects falling from above can pose a serious danger, and you are at increased risk when merchandise is stored above you. Don’t think you are at risk? Consider the following incidents: A warehouseman was paralyzed after 400 pounds of cardboard slid off a rack that was bumped by a lift truck. A…

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Supply Chain Risk Management

August 23, 2023

While lean production has become a cornerstone of successful supply chain management and a way for businesses to stay flexible and responsive to changing tastes in their markets, the dependence on and relationship with suppliers resulting from outsourcing and minimizing stock creates a host of exposures. Successfully navigating and managing the risks presented by a…

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Elevators…lots of ups and downs!

August 17, 2023

Elevators have come a long way in the past few decades, largely due to advancements in electronics and the addition of computer monitoring. They are no longer simple pulley systems capable of being maintained and repaired by the average technician. If an elevator in your building requires maintenance, chances are you’ll need to hire a…

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Let us tailor a policy for you!

August 15, 2023

Clothing manufacturers have faced complicated challenges over the past few years. Supply chain interruptions, cargo theft and new workplace safety demands have drastically changed the standard insurance portfolio for clothing and textile producers. Here, we’ll look at the basics and some of the specialized products you should consider. Commercial general liability insurance is the baseline…

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Covered on Campus – Protecting Your College Student!

August 3, 2023

It’s the time of year when we start sending our children off to college, and there are seemingly hundreds of details to be attended to, from class schedules to roommates to new computers to be purchased. Add in the emotion of the moment (especially if it’s the first time) and it can all be a…

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Consolidated provides this information for general informational purposes. Nothing on this page is intended to constitute legal advice or to address specific risk management situations. Consolidated is not responsible for any errors or omissions in these entries, nor in the source materials used to create them.